TEXANS
TEXANS received 1,442 applications in 2025 and made 378 mortgages, in 71 counties across 6 states. The median rate its borrowers got was 6.670% on a median loan of $115,000. Of 1,169 decisions, 678 were denials — 58.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300GY97XGRF7XZO52 |
|---|---|
| Applications received | 1,442 |
| Mortgages made | 378 |
| Denied | 678 |
| Approved, not taken up | 113 |
| Withdrawn or incomplete | 273 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.27 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 60 | 6.125% | $355,000 | 36.5% |
| Refinancing | 14 | 7.500% | $125,000 | 70.8% |
| Cash-out refinancing | 113 | 7.000% | $115,000 | 59.1% |
| Other purposes | 191 | 6.870% | $95,000 | 59.6% |
Where TEXANS lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Collin County, TX | 152 | 6.750% | 52.1% |
| Dallas County, TX | 91 | 6.625% | 61.7% |
| Denton County, TX | 66 | 6.710% | 49.4% |
| Rockwall County, TX | 11 | 6.375% | 50.0% |
| Grayson County, TX | 10 | 6.272% | 48.2% |
| Kaufman County, TX | 7 | Under 10 loans | 42.9% |
| Tarrant County, TX | 7 | Under 10 loans | 70.3% |
| Harris County, TX | 5 | Under 10 loans | 84.4% |
| Fort Bend County, TX | 4 | Under 10 loans | 50.0% |
| Hunt County, TX | 3 | Under 10 loans | 76.9% |
| Bell County, TX | 2 | Under 10 loans | 33.3% |
| Ellis County, TX | 2 | Under 10 loans | 83.3% |
| Midland County, TX | 2 | Under 10 loans | 0.0% |
| Williamson County, TX | 2 | Under 10 loans | 77.8% |
| Bexar County, TX | 1 | Under 10 loans | 66.7% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Cooke County, TX | 1 | Under 10 loans | 50.0% |
| Galveston County, TX | 1 | Under 10 loans | 50.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 50.0% |
| Johnson County, TX | 1 | Under 10 loans | 50.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 90.9% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 83.3% |
| Van Zandt County, TX | 1 | Under 10 loans | 60.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
| Wood County, TX | 1 | Under 10 loans | 66.7% |
| Garland County, AR | 0 | Under 10 loans | Not published |
| Brevard County, FL | 0 | Under 10 loans | Not published |
| Cherokee County, GA | 0 | Under 10 loans | Not published |
| Washington County, OR | 0 | Under 10 loans | 100.0% |
| Allegheny County, PA | 0 | Under 10 loans | 100.0% |
| Anderson County, TX | 0 | Under 10 loans | 100.0% |
| Bandera County, TX | 0 | Under 10 loans | Not published |
| Bastrop County, TX | 0 | Under 10 loans | 100.0% |
| Brazoria County, TX | 0 | Under 10 loans | 100.0% |
| Brazos County, TX | 0 | Under 10 loans | Not published |
| Calhoun County, TX | 0 | Under 10 loans | 100.0% |
| Cherokee County, TX | 0 | Under 10 loans | 50.0% |
| Clay County, TX | 0 | Under 10 loans | 100.0% |
| Comal County, TX | 0 | Under 10 loans | 100.0% |
| Deaf Smith County, TX | 0 | Under 10 loans | 100.0% |
| El Paso County, TX | 0 | Under 10 loans | 100.0% |
| Fannin County, TX | 0 | Under 10 loans | 100.0% |
| Franklin County, TX | 0 | Under 10 loans | 100.0% |
| Freestone County, TX | 0 | Under 10 loans | 100.0% |
| Gillespie County, TX | 0 | Under 10 loans | 100.0% |
| Guadalupe County, TX | 0 | Under 10 loans | 100.0% |
| Hardin County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.