Home purchase lenders in Dallas County
18,905 home purchase mortgages were made in Dallas County, Texas, in 2025, by 679 lenders. The median rate their borrowers got was 6.500% on a median loan of $325,000. Of 22,954 decisions, 3,361 were denials — 14.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,699 | 6.500% | $305,000 | 9.6% |
| Rocket Mortgage, LLC | 754 | 6.500% | $305,000 | 15.2% |
| JPMorgan Chase Bank, National Association | 653 | 6.375% | $325,000 | 11.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 582 | 6.625% | $405,000 | 1.8% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 517 | 6.625% | $275,000 | 9.6% |
| LENNAR MORTGAGE, LLC | 464 | 4.250% | $275,000 | 32.5% |
| CMG MORTGAGE, INC. | 438 | 6.625% | $365,000 | 4.8% |
| EVERETT FINANCIAL, INC. | 414 | 6.750% | $275,000 | 6.1% |
| DHI MORTGAGE COMPANY, LTD. | 357 | 4.500% | $375,000 | 13.8% |
| Bank of America, National Association | 330 | 6.000% | $315,000 | 25.6% |
| GUARANTEED RATE, INC. | 323 | 6.500% | $465,000 | 3.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 277 | 6.490% | $395,000 | 9.1% |
| First Horizon Bank | 246 | 6.500% | $580,000 | 4.3% |
| Fairway Independent Mortgage Corporation | 239 | 6.750% | $305,000 | 4.0% |
| GUILD MORTGAGE COMPANY | 211 | 6.500% | $285,000 | 5.1% |
| Cadence Bank | 210 | 6.500% | $430,000 | 9.6% |
| Loandepot.Com, LLC | 201 | 5.500% | $315,000 | 34.5% |
| KIND LENDING, LLC | 199 | 6.625% | $305,000 | 24.4% |
| CORNERSTONE CAPITAL BANK, SSB | 192 | 6.500% | $480,000 | 2.5% |
| Mortgage Research Center, LLC | 180 | 6.250% | $325,000 | 10.3% |
| SFMC, LP | 180 | 6.500% | $350,000 | 5.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 180 | 6.562% | $365,000 | 1.6% |
| Broker Solutions, Inc. | 175 | 6.625% | $285,000 | 5.4% |
| Kiavi Funding, Inc. | 171 | 9.690% | $225,000 | 12.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 165 | 6.625% | $355,000 | 1.8% |
| TexasBank | 164 | 7.438% | $245,000 | 1.7% |
| First United Bank and Trust Company | 161 | 6.625% | $425,000 | 11.1% |
| MidFirst Bank | 161 | 5.875% | $395,000 | 3.5% |
| THE LOAN STORE, INC. | 152 | 6.750% | $290,000 | 7.3% |
| ZILLOW HOME LOANS, LLC | 147 | 6.500% | $285,000 | 11.3% |
| PENNYMAC LOAN SERVICES, LLC | 143 | 6.375% | $385,000 | 23.8% |
| Wells Fargo Bank, National Association | 135 | 6.125% | $295,000 | 23.6% |
| First Financial Bank | 135 | 6.850% | $265,000 | 11.7% |
| 21st Mortgage Corporation | 133 | 10.510% | $85,000 | 76.7% |
| THE MORTGAGE LINK, INC. | 132 | 6.625% | $315,000 | 0.7% |
| LOWER, LLC | 131 | 6.250% | $435,000 | 2.2% |
| NEWREZ LLC | 127 | 6.375% | $325,000 | 9.7% |
| Prosperity Bank | 125 | 7.125% | $255,000 | 19.4% |
| Paramount Residential Mortgage Group, Inc. | 124 | 6.625% | $335,000 | 6.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 120 | 6.375% | $390,000 | 7.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 116 | 6.625% | $250,000 | 10.1% |
| Frost Bank | 115 | 8.000% | $275,000 | 25.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 109 | 9.750% | $285,000 | 0.0% |
| NexBank | 108 | 6.500% | $365,000 | 5.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 106 | 6.625% | $355,000 | 1.8% |
| Navy Federal Credit Union | 105 | 6.125% | $305,000 | 12.2% |
| Prosperity Home Mortgage, LLC | 105 | 6.500% | $315,000 | 5.4% |
| SouthState Bank, National Association | 99 | 4.500% | $335,000 | 22.3% |
| Centennial Bank | 98 | 7.125% | $235,000 | 12.9% |
| UNION HOME MORTGAGE CORP. | 98 | 5.990% | $305,000 | 3.8% |
| Citibank, National Association | 95 | 5.875% | $830,000 | 9.4% |
| SWBC MORTGAGE CORPORATION | 89 | 6.625% | $405,000 | 4.9% |
| OriginPoint, LLC | 87 | 6.125% | $465,000 | 2.3% |
| FREEDOM MORTGAGE CORPORATION | 87 | 6.125% | $325,000 | 13.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 86 | 6.625% | $295,000 | 16.5% |
| VELOCIO MORTGAGE L.L.C. | 85 | 4.875% | $305,000 | 8.6% |
| BOKF, National Association | 82 | 6.500% | $605,000 | 9.9% |
| OCMBC, INC. | 77 | 7.125% | $225,000 | 11.9% |
| U.S. Bank National Association | 76 | 6.375% | $495,000 | 7.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 74 | 6.500% | $400,000 | 0.0% |
| AMWEST FUNDING CORP. | 73 | 6.875% | $285,000 | 1.4% |
| BETTER MORTGAGE CORPORATION | 71 | 6.500% | $365,000 | 27.3% |
| Gateway First Bank | 71 | 6.500% | $275,000 | 4.1% |
| TEXAS MORTGAGE LENDING, LLC | 67 | 6.625% | $315,000 | 10.8% |
| AML FUNDING LLC | 67 | 6.500% | $305,000 | 4.2% |
| A&D Mortgage LLC | 66 | 6.750% | $265,000 | 13.2% |
| The American National Bank of Texas | 66 | 5.990% | $325,000 | 2.9% |
| Sunflower Bank, National Association | 65 | 6.625% | $385,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 65 | 5.850% | $895,000 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 64 | 6.375% | $290,000 | 1.4% |
| SOUTHWEST FUNDING, LP | 63 | 6.875% | $255,000 | 5.5% |
| Plains Commerce Bank | 62 | 6.625% | $345,000 | 11.4% |
| CHURCHILL MORTGAGE CORPORATION | 60 | 6.750% | $375,000 | 2.9% |
| PRIORITY HOME MORTGAGE, L.P. | 59 | 5.990% | $455,000 | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 58 | 6.620% | $220,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 56 | 6.500% | $305,000 | 9.7% |
| RIGHT START MORTGAGE, INC. | 55 | 6.625% | $295,000 | 5.0% |
| Click n' Close, Inc. | 54 | 6.625% | $255,000 | 13.9% |
| Origin Bank | 52 | 7.000% | $245,000 | 5.1% |
| M/I FINANCIAL, LLC | 51 | 5.250% | $315,000 | 3.5% |
| PLAZA HOME MORTGAGE, INC. | 50 | 6.375% | $270,000 | 32.9% |
| Equity Prime Mortgage LLC | 50 | 6.625% | $300,000 | 12.1% |
| Inwood National Bank | 46 | 6.490% | $525,000 | 4.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 45 | 6.750% | $325,000 | 15.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 45 | 6.990% | $465,000 | 2.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 44 | 6.125% | $325,000 | 10.0% |
| City Bank | 44 | 6.500% | $310,000 | 8.2% |
| First Bank | 44 | 7.500% | $265,000 | 0.0% |
| Charles Schwab Bank, SSB | 44 | 5.500% | $605,000 | 6.3% |
| JET HOMELOANS, LP | 43 | 5.990% | $495,000 | 2.3% |
| PLANET HOME LENDING, LLC | 43 | 6.375% | $325,000 | 12.2% |
| EUSTIS MORTGAGE CORPORATION | 42 | 6.624% | $330,000 | 0.0% |
| Truist Bank | 41 | 6.025% | $575,000 | 14.6% |
| Cornerstone First Mortgage, Inc | 41 | 6.750% | $275,000 | 12.8% |
| SECURITYNATIONAL MORTGAGE COMPANY | 41 | 6.750% | $255,000 | 10.9% |
| Synergy One Lending, Inc. | 40 | 6.563% | $340,000 | 10.9% |
| PNC Bank, National Association | 40 | 6.438% | $355,000 | 20.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 40 | 5.500% | $320,000 | 24.5% |
| Sierra Pacific Mortgage Company, Inc. | 39 | 6.500% | $335,000 | 2.4% |
| AMERICAN HERITAGE LENDING, LLC | 38 | 14.250% | $430,000 | 15.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | 38 | 6.563% | $310,000 | 2.6% |
| CHAMPIONS FUNDING, LLC | 37 | 7.625% | $255,000 | 28.8% |
| Bank OZK | 36 | 7.000% | $265,000 | 13.6% |
| GUIDANCE RESIDENTIAL, LLC | 36 | 6.625% | $380,000 | 5.3% |
| TBK BANK, SSB | 35 | Not published | $295,000 | 18.6% |
| REPUBLIC STATE MORTGAGE CO. | 35 | 5.750% | $335,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 33 | 7.750% | $355,000 | 11.9% |
| CERTIFIED FUNDING, L.P. | 33 | 7.500% | $185,000 | 29.8% |
| MATTAMY HOME FUNDING, LLC | 33 | 5.624% | $435,000 | 15.4% |
| Ixonia Bank | 32 | 6.875% | $325,000 | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 32 | 6.625% | $400,000 | 8.6% |
| American Airlines Federal Credit Union | 32 | 6.313% | $400,000 | 7.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 31 | 6.490% | $385,000 | 6.1% |
| NETWORK FUNDING, L.P. | 30 | 6.500% | $320,000 | 18.2% |
| UIF CORPORATION | 30 | 6.990% | $370,000 | 9.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 30 | 6.625% | $345,000 | 11.8% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 30 | 6.250% | $395,000 | 0.0% |
| US MORTGAGE CORPORATION | 29 | 6.375% | $315,000 | 3.1% |
| V.I.P. MORTGAGE, INC. | 29 | 6.500% | $325,000 | 3.3% |
| 254900CTT87ZKAUTIJ37 | 29 | 9.500% | $425,000 | 14.7% |
| HOMEXPRESS MORTGAGE CORP. | 28 | 7.500% | $330,000 | 36.4% |
| Citadel Servicing Corporation | 28 | 7.688% | $345,000 | 0.0% |
| Texas Regional Bank | 28 | 6.375% | $270,000 | 12.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 27 | 6.625% | $315,000 | 6.3% |
| GUARANTEED RATE AFFINITY, LLC | 26 | 6.538% | $345,000 | 10.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 6.313% | $475,000 | 10.0% |
| Stifel Bank and Trust | 26 | 6.000% | $655,000 | 0.0% |
| Tomo Mortgage, LLC | 25 | 6.375% | $435,000 | 16.1% |
| CANOPY MORTGAGE, LLC | 25 | 6.625% | $325,000 | 3.9% |
| International Bank of Commerce | 25 | 6.250% | $285,000 | 16.1% |
| INSPIRE HOME LOANS INC. | 25 | 5.500% | $325,000 | 20.0% |
| Veritex Community Bank | 25 | 6.000% | $725,000 | 3.9% |
| Tolleson Private Bank | 25 | 6.500% | $325,000 | 10.7% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 6.063% | $335,000 | 40.0% |
| FlexPoint, Inc. | 24 | 7.063% | $280,000 | 3.6% |
| First Option Mortgage, LLC | 24 | 7.250% | $300,000 | 3.6% |
| UBS Bank USA | 24 | 5.813% | $1,285,000 | 11.1% |
| InterBank | 24 | 8.000% | $335,000 | 0.0% |
| Zions Bancorporation, N.A. | 23 | 6.250% | $355,000 | 17.8% |
| Flagstar Bank, N.A. | 23 | 6.375% | $415,000 | 37.8% |
| DEEPHAVEN MORTGAGE LLC | 23 | 7.125% | $355,000 | 30.3% |
| North Dallas Bank & Trust Co. | 23 | 6.625% | $705,000 | 14.8% |
| Susser Bank | 23 | 6.500% | $445,000 | 4.2% |
| JMAC LENDING, INC. | 23 | 6.625% | $365,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 23 | 6.375% | $295,000 | 4.2% |
| TRIAD FINANCIAL SERVICES, INC. | 22 | 9.305% | $90,000 | 55.7% |
| STANDARD MORTGAGE CORPORATION | 22 | 6.313% | $610,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 22 | 6.875% | $270,000 | 0.0% |
| USAA Federal Savings Bank | 21 | 6.500% | $235,000 | 57.1% |
| NBKC BANK | 21 | 6.375% | $355,000 | 8.7% |
| MEMBER FIRST MORTGAGE, LLC | 21 | 6.000% | $385,000 | 17.9% |
| SUMMIT FUNDING, INC. | 21 | 6.250% | $235,000 | 4.6% |
| RESICENTRAL, LLC | 21 | 6.490% | $315,000 | 4.0% |
| Goldman Sachs Bank USA | 21 | 5.750% | $1,275,000 | 16.0% |
| 254900O723MCLR701H50 | 20 | 0.000% | $15,000 | 68.7% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 20 | 6.813% | $290,000 | 9.8% |
| Hometown Equity Mortgage, LLC | 20 | 7.500% | $265,000 | 58.3% |
| Commerce Home Mortgage, Inc. | 20 | 7.313% | $300,000 | 16.7% |
| ENVOY MORTGAGE, LTD | 20 | 6.688% | $395,000 | 0.0% |
| T2 FINANCIAL LLC | 20 | 6.495% | $305,000 | 4.6% |
| Florida Capital Bank, National Association | 20 | 6.188% | $505,000 | 4.4% |
| CLM MORTGAGE, INC. | 20 | 5.120% | $380,000 | 0.0% |
| Regions Bank | 19 | 6.625% | $605,000 | 28.6% |
| PLATINUM EAGLE MORTGAGE LLC | 19 | 6.625% | $355,000 | 17.4% |
| DAS Acquisition Company, LLC | 19 | 6.500% | $325,000 | 0.0% |
| NEXERA HOLDING LLC | 18 | 7.688% | $525,000 | 18.2% |
| NATIONSTAR MORTGAGE LLC | 18 | 6.813% | $305,000 | 20.8% |
| American National Bank & Trust | 18 | 6.813% | $350,000 | 5.0% |
| NFM, INC. | 18 | 6.933% | $295,000 | 0.0% |
| First National Bank Texas | 18 | 6.125% | $215,000 | 10.0% |
| CLEAREDGE LENDING LLC | 17 | 7.250% | $305,000 | 37.0% |
| KBHS HOME LOANS, LLC | 17 | 6.100% | $315,000 | 10.5% |
| Simmons Bank | 16 | 7.063% | $280,000 | 51.5% |
| LAND HOME FINANCIAL SERVICES, INC. | 16 | 6.500% | $275,000 | 7.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 6.750% | $300,000 | 20.0% |
| Watermark Capital, Inc. | 16 | 6.563% | $575,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 16 | 8.438% | $245,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 15 | 7.249% | $315,000 | 16.7% |
| Texas Bank and Trust Company | 15 | 6.875% | $305,000 | 0.0% |
| Benchmark Bank | 15 | Not published | $1,305,000 | 0.0% |
| The Huntington National Bank | 14 | 6.438% | $1,205,000 | 0.0% |
| BAY EQUITY LLC | 13 | 6.625% | $305,000 | 6.7% |
| LENDSURE MORTGAGE CORP. | 13 | 7.625% | $465,000 | 0.0% |
| GSB MORTGAGE, INC. | 13 | 5.750% | $305,000 | 13.3% |
| American Mortgage Bank, LLC | 13 | 5.750% | $295,000 | 0.0% |
| Vantage Bank Texas | 13 | Not published | $315,000 | 18.8% |
| TOWNE MORTGAGE COMPANY | 13 | 6.375% | $305,000 | 0.0% |
| PILGRIM MORTGAGE LLC | 13 | 6.625% | $375,000 | 0.0% |
| Primis Mortgage Company | 13 | 6.490% | $365,000 | 0.0% |
| Loan Funder LLC | 12 | 10.625% | $265,000 | 64.7% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 11.000% | $230,000 | 0.0% |
| UMB Bank, National Association | 12 | 6.590% | $735,000 | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 7.115% | $355,000 | 14.3% |
| GENEVA FINANCIAL, LLC | 12 | 6.813% | $340,000 | 0.0% |
| TEXANS | 11 | 5.875% | $335,000 | 52.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 11 | 6.490% | $325,000 | 0.0% |
| NQM FUNDING, LLC | 11 | 7.250% | $275,000 | 14.3% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 7.125% | $265,000 | 0.0% |
| ADVANCIAL CREDIT UNION | 11 | 6.750% | $395,000 | 15.4% |
| Texas Security Bank | 11 | Not published | $575,000 | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 479 lenders each made 11 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.