GSB MORTGAGE, INC.
GSB MORTGAGE, INC. received 141 applications in 2025 and made 112 mortgages, in 34 counties across 6 states. The median rate its borrowers got was 6.625% on a median loan of $290,000. Of 119 decisions, 7 were denials — 5.9%, most often for other.
| Legal Entity Identifier | 549300X844WCY1CCL322 |
|---|---|
| Applications received | 141 |
| Mortgages made | 112 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.288 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 90 | 6.500% | $290,000 | 6.3% |
| Refinancing | 13 | 6.875% | $405,000 | 7.1% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where GSB MORTGAGE, INC. lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tarrant County, TX | 38 | 6.500% | 2.6% |
| Denton County, TX | 17 | 6.875% | 0.0% |
| Dallas County, TX | 14 | 5.938% | 12.5% |
| Llano County, TX | 8 | Under 10 loans | 11.1% |
| Collin County, TX | 3 | Under 10 loans | 0.0% |
| Burnet County, TX | 2 | Under 10 loans | 33.3% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Parker County, TX | 2 | Under 10 loans | 0.0% |
| Rockwall County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Moore County, NC | 1 | Under 10 loans | 0.0% |
| Tillman County, OK | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Blanco County, TX | 1 | Under 10 loans | 0.0% |
| Camp County, TX | 1 | Under 10 loans | 0.0% |
| Comanche County, TX | 1 | Under 10 loans | 0.0% |
| Culberson County, TX | 1 | Under 10 loans | 50.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Franklin County, TX | 1 | Under 10 loans | 0.0% |
| Hood County, TX | 1 | Under 10 loans | 0.0% |
| Howard County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 50.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Rains County, TX | 1 | Under 10 loans | 0.0% |
| Rusk County, TX | 1 | Under 10 loans | 0.0% |
| Somervell County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 1 | Under 10 loans | 0.0% |
| Waller County, TX | 1 | Under 10 loans | 0.0% |
| Wilbarger County, TX | 1 | Under 10 loans | 0.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
| Clay County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.