Austin Bank, Texas National Association
Austin Bank, Texas National Association received 953 applications in 2025 and made 644 mortgages, in 60 counties across 6 states. The median rate its borrowers got was 7.500% on a median loan of $185,000. Of 814 decisions, 158 were denials — 19.4%, most often for credit history.
| Legal Entity Identifier | 5493008R64K2UUN2NP30 |
|---|---|
| Applications received | 953 |
| Mortgages made | 644 |
| Denied | 158 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 139 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.961 points |
| FDIC-insured bank | Yes: Austin Bank, Texas National Association, 39 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 435 | 7.200% | $245,000 | 13.6% |
| Refinancing | 88 | 8.000% | $140,000 | 20.7% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Other purposes | 116 | 8.000% | $75,000 | 34.4% |
Where Austin Bank, Texas National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Smith County, TX | 151 | 7.350% | 15.5% |
| Cherokee County, TX | 102 | 7.350% | 23.0% |
| Gregg County, TX | 53 | 7.900% | 14.1% |
| Nacogdoches County, TX | 48 | 7.675% | 13.8% |
| Anderson County, TX | 35 | 8.000% | 9.8% |
| Harrison County, TX | 30 | 7.800% | 25.0% |
| Angelina County, TX | 29 | 7.350% | 19.4% |
| Upshur County, TX | 29 | 8.000% | 27.5% |
| Rusk County, TX | 20 | 7.450% | 20.0% |
| Van Zandt County, TX | 20 | 7.550% | 19.2% |
| Montgomery County, TX | 18 | 8.000% | 33.3% |
| Harris County, TX | 16 | 7.350% | 15.0% |
| Henderson County, TX | 10 | 7.650% | 9.1% |
| Shelby County, TX | 8 | Under 10 loans | 33.3% |
| Rains County, TX | 7 | Under 10 loans | 22.2% |
| Wood County, TX | 7 | Under 10 loans | 22.2% |
| Brazos County, TX | 5 | Under 10 loans | 0.0% |
| Collin County, TX | 5 | Under 10 loans | 0.0% |
| Camp County, TX | 4 | Under 10 loans | 0.0% |
| Liberty County, TX | 4 | Under 10 loans | 60.0% |
| Panola County, TX | 4 | Under 10 loans | 20.0% |
| Trinity County, TX | 3 | Under 10 loans | 25.0% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Hardin County, TX | 2 | Under 10 loans | 0.0% |
| Midland County, TX | 2 | Under 10 loans | 0.0% |
| Morris County, TX | 2 | Under 10 loans | 0.0% |
| Polk County, TX | 2 | Under 10 loans | 0.0% |
| Walker County, TX | 2 | Under 10 loans | 0.0% |
| Caddo Parish, LA | 1 | Under 10 loans | 0.0% |
| Flathead County, MT | 1 | Under 10 loans | 0.0% |
| Carteret County, NC | 1 | Under 10 loans | 0.0% |
| Le Flore County, OK | 1 | Under 10 loans | 0.0% |
| Bowie County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Cass County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Grimes County, TX | 1 | Under 10 loans | 66.7% |
| Hopkins County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Jack County, TX | 1 | Under 10 loans | 0.0% |
| Kaufman County, TX | 1 | Under 10 loans | 0.0% |
| Knox County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Marion County, TX | 1 | Under 10 loans | 0.0% |
| Matagorda County, TX | 1 | Under 10 loans | 0.0% |
| Sabine County, TX | 1 | Under 10 loans | 0.0% |
| San Jacinto County, TX | 1 | Under 10 loans | 75.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Austin Bank, Texas National Association’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.