Mortgage Lender Index

Spring Hill State Bank

Spring Hill State Bank received 118 applications in 2025 and made 79 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 99 decisions, 15 were denials — 15.2%.

Legal Entity Identifier549300K31SPZG5JQ7275
Applications received118
Mortgages made79
Denied15
Approved, not taken up5
Withdrawn or incomplete19
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Spring Hill State Bank, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase51 Not published$165,000 11.5%
Refinancing5 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing14 Not published$135,000 30.0%
Other purposes9 Under 10 loansUnder 10 loans 15.4%

Where Spring Hill State Bank lends most

The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Gregg County, TX 42Not published18.2%
Harrison County, TX 18Not published0.0%
Rusk County, TX 6Under 10 loans22.2%
Upshur County, TX 6Under 10 loans30.0%
Marion County, TX 3Under 10 loans0.0%
Polk County, AR 1Under 10 loans0.0%
Dallas County, TX 1Under 10 loans0.0%
Nueces County, TX 1Under 10 loans0.0%
Smith County, TX 1Under 10 loans0.0%

Get told when this changes

When Spring Hill State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.