The First National Bank of Hughes Springs
The First National Bank of Hughes Springs received 126 applications in 2025 and made 107 mortgages, in 19 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 118 decisions, 6 were denials — 5.1%, most often for credit history. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900B7OQXWTD0I4K81 |
|---|---|
| Applications received | 126 |
| Mortgages made | 107 |
| Denied | 6 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Hughes Springs, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | Not published | $115,000 | 4.9% |
| Refinancing | 14 | Not published | $95,000 | 0.0% |
| Cash-out refinancing | 18 | Not published | $130,000 | 5.0% |
| Other purposes | 18 | Not published | $70,000 | 9.1% |
Where The First National Bank of Hughes Springs lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cass County, TX | 23 | Not published | 0.0% |
| Harrison County, TX | 23 | Not published | 4.0% |
| Morris County, TX | 11 | Not published | 0.0% |
| Falls County, TX | 9 | Under 10 loans | 0.0% |
| Upshur County, TX | 9 | Under 10 loans | 0.0% |
| Bowie County, TX | 5 | Under 10 loans | 0.0% |
| Gregg County, TX | 5 | Under 10 loans | 0.0% |
| Marion County, TX | 5 | Under 10 loans | 28.6% |
| Caddo Parish, LA | 3 | Under 10 loans | 0.0% |
| Shelby County, TX | 3 | Under 10 loans | 0.0% |
| Limestone County, TX | 2 | Under 10 loans | 0.0% |
| Smith County, TX | 2 | Under 10 loans | 25.0% |
| Anderson County, TX | 1 | Under 10 loans | 0.0% |
| Cherokee County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Milam County, TX | 1 | Under 10 loans | 0.0% |
| Nacogdoches County, TX | 1 | Under 10 loans | 0.0% |
| Red River County, TX | 1 | Under 10 loans | 0.0% |
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When The First National Bank of Hughes Springs’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.