Cypress Bank, SSB
Cypress Bank, SSB received 101 applications in 2025 and made 44 mortgages, in 16 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $185,000. Of 77 decisions, 25 were denials — 32.5%, most often for credit history.
| Legal Entity Identifier | 549300I4IUWMEMGLST06 |
|---|---|
| Applications received | 101 |
| Mortgages made | 44 |
| Denied | 25 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cypress Bank, SSB, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | Not published | $240,000 | 32.7% |
| Refinancing | 13 | Not published | $115,000 | 27.8% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 40.0% |
Where Cypress Bank, SSB lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Camp County, TX | 12 | Not published | 33.3% |
| Hunt County, TX | 10 | Not published | 0.0% |
| Cass County, TX | 4 | Under 10 loans | 16.7% |
| Morris County, TX | 4 | Under 10 loans | 16.7% |
| Titus County, TX | 4 | Under 10 loans | 50.0% |
| Franklin County, TX | 3 | Under 10 loans | 40.0% |
| Delta County, TX | 2 | Under 10 loans | 25.0% |
| Gregg County, TX | 2 | Under 10 loans | 0.0% |
| Bowie County, TX | 1 | Under 10 loans | 0.0% |
| Rockwall County, TX | 1 | Under 10 loans | 0.0% |
| Upshur County, TX | 1 | Under 10 loans | 60.0% |
| Fannin County, TX | 0 | Under 10 loans | Not published |
| Marion County, TX | 0 | Under 10 loans | 100.0% |
| Red River County, TX | 0 | Under 10 loans | 100.0% |
| Van Zandt County, TX | 0 | Under 10 loans | 100.0% |
| Wood County, TX | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.