Home Federal Bank
Home Federal Bank received 207 applications in 2025 and made 197 mortgages, in 20 counties across 5 states. The median rate its borrowers got was 6.750% on a median loan of $185,000. Of 205 decisions, 8 were denials — 3.9%, most often for credit history.
| Legal Entity Identifier | 549300K2EV48DVSYNV15 |
|---|---|
| Applications received | 207 |
| Mortgages made | 197 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.386 points |
| FDIC-insured bank | Yes: Home Federal Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 113 | 6.625% | $215,000 | 0.9% |
| Refinancing | 49 | 6.875% | $205,000 | 3.9% |
| Cash-out refinancing | 35 | 6.875% | $95,000 | 12.5% |
Where Home Federal Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Caddo Parish, LA | 100 | 6.750% | 5.7% |
| Bossier Parish, LA | 61 | 6.625% | 3.2% |
| De Soto Parish, LA | 9 | Under 10 loans | 0.0% |
| Webster Parish, LA | 6 | Under 10 loans | 0.0% |
| Claiborne Parish, LA | 3 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Lincoln Parish, LA | 2 | Under 10 loans | 0.0% |
| Ouachita Parish, LA | 2 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Cowley County, KS | 1 | Under 10 loans | 0.0% |
| Bienville Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Parish, LA | 1 | Under 10 loans | 0.0% |
| Natchitoches Parish, LA | 1 | Under 10 loans | 0.0% |
| Winn Parish, LA | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Gregg County, TX | 1 | Under 10 loans | 0.0% |
| Marion County, TX | 1 | Under 10 loans | 0.0% |
| Newton County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Home Federal Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.