First Basin Credit Union
First Basin Credit Union received 35 applications in 2025 and made 1 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of Not published. Of 26 decisions, 10 were denials — 38.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 25490031FYE1X5QNTK83 |
|---|---|
| Applications received | 35 |
| Mortgages made | 1 |
| Denied | 10 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Under 10 loans |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 63.6% |
Where First Basin Credit Union lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Midland County, TX | 1 | Under 10 loans | 11.1% |
| Andrews County, TX | 0 | Under 10 loans | 33.3% |
| Brown County, TX | 0 | Under 10 loans | 0.0% |
| Crane County, TX | 0 | Under 10 loans | Not published |
| Dawson County, TX | 0 | Under 10 loans | 0.0% |
| Ector County, TX | 0 | Under 10 loans | 72.7% |
| Lampasas County, TX | 0 | Under 10 loans | Not published |
| Lubbock County, TX | 0 | Under 10 loans | Not published |
| Parker County, TX | 0 | Under 10 loans | 0.0% |
| Randall County, TX | 0 | Under 10 loans | Not published |
| Travis County, TX | 0 | Under 10 loans | Not published |
| Ward County, TX | 0 | Under 10 loans | Not published |
Get told when this changes
When First Basin Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.