The First State Bank
The First State Bank received 90 applications in 2025 and made 74 mortgages, in 21 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $315,000. Of 83 decisions, 4 were denials — 4.8%.
| Legal Entity Identifier | 254900BAR7I9CB7YO393 |
|---|---|
| Applications received | 90 |
| Mortgages made | 74 |
| Denied | 4 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | Not published | $325,000 | 5.7% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where The First State Bank lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wharton County, TX | 14 | Not published | 0.0% |
| Brazoria County, TX | 11 | Not published | 8.3% |
| Victoria County, TX | 10 | Not published | 9.1% |
| Jackson County, TX | 7 | Under 10 loans | 0.0% |
| Matagorda County, TX | 7 | Under 10 loans | 0.0% |
| Calhoun County, TX | 4 | Under 10 loans | 0.0% |
| Harris County, TX | 4 | Under 10 loans | 0.0% |
| Colorado County, TX | 3 | Under 10 loans | 0.0% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| La Salle County, TX | 2 | Under 10 loans | 0.0% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 0.0% |
| DeWitt County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 50.0% |
| Grimes County, TX | 1 | Under 10 loans | 0.0% |
| Houston County, TX | 1 | Under 10 loans | 0.0% |
| Refugio County, TX | 1 | Under 10 loans | 50.0% |
| Aransas County, TX | 0 | Under 10 loans | 0.0% |
| Goliad County, TX | 0 | Under 10 loans | Not published |
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When The First State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.