Jefferson Bank
Jefferson Bank received 579 applications in 2025 and made 447 mortgages, in 46 counties across 3 states. The median rate its borrowers got was 6.750% on a median loan of $285,000. Of 576 decisions, 40 were denials — 6.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RXHLK3XT6SD946 |
|---|---|
| Applications received | 579 |
| Mortgages made | 447 |
| Denied | 40 |
| Approved, not taken up | 89 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 46 |
| Median rate spread over the prime offer rate | 0.317 points |
| FDIC-insured bank | Yes: The Jefferson Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 320 | 6.750% | $335,000 | 5.2% |
| Refinancing | 33 | 7.500% | $275,000 | 6.8% |
| Cash-out refinancing | 53 | 6.750% | $265,000 | 4.8% |
| Other purposes | 41 | 7.500% | $115,000 | 20.6% |
Where Jefferson Bank lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bexar County, TX | 252 | 6.750% | 7.1% |
| Comal County, TX | 57 | 6.750% | 7.0% |
| Kendall County, TX | 34 | 6.750% | 2.3% |
| Guadalupe County, TX | 14 | 6.875% | 11.1% |
| Travis County, TX | 9 | Under 10 loans | 0.0% |
| Atascosa County, TX | 7 | Under 10 loans | 0.0% |
| Nueces County, TX | 7 | Under 10 loans | 11.1% |
| Bandera County, TX | 5 | Under 10 loans | 14.3% |
| Brazos County, TX | 5 | Under 10 loans | 0.0% |
| Hays County, TX | 5 | Under 10 loans | 28.6% |
| Scurry County, TX | 5 | Under 10 loans | 16.7% |
| Dallas County, TX | 4 | Under 10 loans | 0.0% |
| Kerr County, TX | 4 | Under 10 loans | 14.3% |
| Medina County, TX | 4 | Under 10 loans | 20.0% |
| Wilson County, TX | 4 | Under 10 loans | 0.0% |
| Aransas County, TX | 3 | Under 10 loans | 0.0% |
| Bell County, TX | 2 | Under 10 loans | 0.0% |
| Burnet County, TX | 2 | Under 10 loans | 33.3% |
| Caldwell County, TX | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Llano County, TX | 2 | Under 10 loans | 0.0% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Santa Fe County, NM | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Brown County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Colorado County, TX | 1 | Under 10 loans | 0.0% |
| Frio County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 0.0% |
| Kleberg County, TX | 1 | Under 10 loans | 0.0% |
| Mitchell County, TX | 1 | Under 10 loans | 0.0% |
| Nolan County, TX | 1 | Under 10 loans | 0.0% |
| Taylor County, TX | 1 | Under 10 loans | 0.0% |
| Tom Green County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| Elbert County, CO | 0 | Under 10 loans | 0.0% |
| Blanco County, TX | 0 | Under 10 loans | 0.0% |
| Gillespie County, TX | 0 | Under 10 loans | 0.0% |
| Howard County, TX | 0 | Under 10 loans | 0.0% |
| Jim Wells County, TX | 0 | Under 10 loans | 100.0% |
| Mason County, TX | 0 | Under 10 loans | Not published |
| Potter County, TX | 0 | Under 10 loans | Not published |
| Upshur County, TX | 0 | Under 10 loans | 0.0% |
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When Jefferson Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.