Lamar National Bank
Lamar National Bank received 90 applications in 2025 and made 47 mortgages, in 22 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $235,000. Of 64 decisions, 12 were denials — 18.8%, most often for credit history.
| Legal Entity Identifier | 254900BM3N9MMKAA9U54 |
|---|---|
| Applications received | 90 |
| Mortgages made | 47 |
| Denied | 12 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Lamar National Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 33 | Not published | $235,000 | 7.9% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 35.3% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 33.3% |
Where Lamar National Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lamar County, TX | 15 | Not published | 38.5% |
| Grayson County, TX | 8 | Under 10 loans | 0.0% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| Summit County, OH | 2 | Under 10 loans | 0.0% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Marshall County, OK | 1 | Under 10 loans | 0.0% |
| Angelina County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 50.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Red River County, TX | 1 | Under 10 loans | 33.3% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| New York County, NY | 0 | Under 10 loans | 0.0% |
| Galveston County, TX | 0 | Under 10 loans | Not published |
| Titus County, TX | 0 | Under 10 loans | Not published |
| Travis County, TX | 0 | Under 10 loans | Not published |
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When Lamar National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.