Home Bank, National Association
Home Bank, National Association received 401 applications in 2025 and made 282 mortgages, in 46 counties across 8 states. The median rate its borrowers got was 7.055% on a median loan of $225,000. Of 348 decisions, 34 were denials — 9.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300II7Y8V2KY9TM28 |
|---|---|
| Applications received | 401 |
| Mortgages made | 282 |
| Denied | 34 |
| Approved, not taken up | 32 |
| Withdrawn or incomplete | 53 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0575 points |
| FDIC-insured bank | Yes: Home Bank, National Association, 44 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 172 | 6.875% | $275,000 | 7.7% |
| Refinancing | 71 | 7.639% | $145,000 | 5.0% |
| Cash-out refinancing | 31 | 7.375% | $145,000 | 20.5% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 33.3% |
Where Home Bank, National Association lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lafayette Parish, LA | 75 | 6.750% | 6.7% |
| Orleans Parish, LA | 37 | 7.500% | 6.8% |
| Jefferson Parish, LA | 29 | 7.250% | 14.3% |
| East Baton Rouge Parish, LA | 16 | 7.488% | 17.4% |
| St. Martin Parish, LA | 14 | 6.688% | 16.7% |
| St. Tammany Parish, LA | 13 | 7.125% | 11.1% |
| Acadia Parish, LA | 10 | 6.433% | 29.4% |
| Adams County, MS | 10 | 6.750% | 14.3% |
| Vermilion Parish, LA | 9 | Under 10 loans | 0.0% |
| Jefferson Davis Parish, LA | 8 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 6 | Under 10 loans | 0.0% |
| Ascension Parish, LA | 5 | Under 10 loans | 16.7% |
| Galveston County, TX | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Livingston Parish, LA | 3 | Under 10 loans | 0.0% |
| Montgomery County, TX | 3 | Under 10 loans | 0.0% |
| East Feliciana Parish, LA | 2 | Under 10 loans | 0.0% |
| Iberia Parish, LA | 2 | Under 10 loans | 0.0% |
| Plaquemines Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Bernard Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Charles Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Mary Parish, LA | 2 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 2 | Under 10 loans | 25.0% |
| West Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Stone County, AR | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Catahoula Parish, LA | 1 | Under 10 loans | 0.0% |
| Concordia Parish, LA | 1 | Under 10 loans | 0.0% |
| LaSalle Parish, LA | 1 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 1 | Under 10 loans | 0.0% |
| Sabine Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Helena Parish, LA | 1 | Under 10 loans | 50.0% |
| Terrebonne Parish, LA | 1 | Under 10 loans | 0.0% |
| Vernon Parish, LA | 1 | Under 10 loans | 0.0% |
| West Feliciana Parish, LA | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 50.0% |
| Matagorda County, TX | 1 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 0 | Under 10 loans | 0.0% |
| Allen Parish, LA | 0 | Under 10 loans | Not published |
| Calcasieu Parish, LA | 0 | Under 10 loans | 0.0% |
| St. John the Baptist Parish, LA | 0 | Under 10 loans | 0.0% |
| Waller County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.