SouthTrust Bank, N.A.
SouthTrust Bank, N.A. received 60 applications in 2025 and made 43 mortgages, in 20 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $225,000. Of 50 decisions, 7 were denials — 14.0%, most often for credit history. 10 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549004CKM8OCTXNKO02 |
|---|---|
| Applications received | 60 |
| Mortgages made | 43 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 47 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: SouthTrust Bank, N.A., 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $225,000 | 5.1% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where SouthTrust Bank, N.A. lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 13 | Not published | 13.3% |
| Travis County, TX | 7 | Under 10 loans | 0.0% |
| Galveston County, TX | 5 | Under 10 loans | 0.0% |
| Montgomery County, TX | 5 | Under 10 loans | 28.6% |
| Live Oak County, TX | 3 | Under 10 loans | 0.0% |
| Aransas County, TX | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Austin County, TX | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Fayette County, TX | 1 | Under 10 loans | 0.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| Atascosa County, TX | 0 | Under 10 loans | 100.0% |
| Bee County, TX | 0 | Under 10 loans | Not published |
| Brazos County, TX | 0 | Under 10 loans | 100.0% |
| Collin County, TX | 0 | Under 10 loans | Not published |
| Fort Bend County, TX | 0 | Under 10 loans | 100.0% |
| Hidalgo County, TX | 0 | Under 10 loans | Not published |
| Wilson County, TX | 0 | Under 10 loans | Not published |
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When SouthTrust Bank, N.A.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.