Capital Bank
Capital Bank received 70 applications in 2025 and made 57 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 70 decisions, 13 were denials — 18.6%.
| Legal Entity Identifier | 549300E2M76Y41U4FC19 |
|---|---|
| Applications received | 70 |
| Mortgages made | 57 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Capital Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | Not published | $255,000 | 2.7% |
| Refinancing | 11 | Not published | $995,000 | 15.4% |
| Other purposes | 10 | Not published | $105,000 | 50.0% |
Where Capital Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 35 | Not published | 18.6% |
| Galveston County, TX | 8 | Under 10 loans | 20.0% |
| Montgomery County, TX | 6 | Under 10 loans | 25.0% |
| Brazoria County, TX | 4 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Chambers County, TX | 1 | Under 10 loans | 0.0% |
| Liberty County, TX | 1 | Under 10 loans | 0.0% |
| Walker County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Capital Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.