First National Community Bank
First National Community Bank received 81 applications in 2025 and made 60 mortgages, in 19 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $200,000. Of 70 decisions, 7 were denials — 10.0%.
| Legal Entity Identifier | 549300STIW51KDGL2B62 |
|---|---|
| Applications received | 81 |
| Mortgages made | 60 |
| Denied | 7 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First National Community Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 44 | Not published | $235,000 | 7.8% |
| Refinancing | 10 | Not published | $135,000 | 23.1% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where First National Community Bank lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Floyd County, GA | 18 | Not published | 13.6% |
| Whitfield County, GA | 14 | Not published | 0.0% |
| Murray County, GA | 9 | Under 10 loans | 0.0% |
| Gordon County, GA | 3 | Under 10 loans | 25.0% |
| Jackson County, GA | 3 | Under 10 loans | 0.0% |
| Cherokee County, AL | 2 | Under 10 loans | 0.0% |
| Bartow County, GA | 2 | Under 10 loans | 50.0% |
| Hall County, GA | 2 | Under 10 loans | 0.0% |
| Hamilton County, TN | 2 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Muscogee County, GA | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Polk County, GA | 1 | Under 10 loans | 0.0% |
| Calhoun County, AL | 0 | Under 10 loans | Not published |
| Chattooga County, GA | 0 | Under 10 loans | Not published |
| Douglas County, GA | 0 | Under 10 loans | Not published |
| Gilmer County, GA | 0 | Under 10 loans | Not published |
| Haralson County, GA | 0 | Under 10 loans | 100.0% |
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When First National Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.