St. Johns Bank and Trust Company
St. Johns Bank and Trust Company received 44 applications in 2025 and made 41 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $225,000. Of 44 decisions, 1 were denials — 2.3%.
| Legal Entity Identifier | 549300RQ21ZFLCALGC21 |
|---|---|
| Applications received | 44 |
| Mortgages made | 41 |
| Denied | 1 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: St. Johns Bank and Trust Company, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | Not published | $225,000 | 0.0% |
| Refinancing | 11 | Not published | $365,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 14.3% |
Where St. Johns Bank and Trust Company lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Louis County, MO | 25 | Not published | 3.6% |
| St. Louis city, MO | 10 | Not published | 0.0% |
| St. Charles County, MO | 4 | Under 10 loans | 0.0% |
| Lincoln County, MO | 2 | Under 10 loans | 0.0% |
Get told when this changes
When St. Johns Bank and Trust Company’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.