Sterling Bank
Sterling Bank received 94 applications in 2025 and made 78 mortgages, in 30 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 91 decisions, 13 were denials — 14.3%.
| Legal Entity Identifier | 549300DNP4W96HB6LV07 |
|---|---|
| Applications received | 94 |
| Mortgages made | 78 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 23 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Sterling Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 60 | Not published | $180,000 | 11.8% |
| Refinancing | 14 | Not published | $85,000 | 6.7% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 50.0% |
Where Sterling Bank lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, MO | 19 | Not published | 20.8% |
| Stoddard County, MO | 9 | Under 10 loans | 10.0% |
| Cape Girardeau County, MO | 5 | Under 10 loans | 0.0% |
| Dunklin County, MO | 5 | Under 10 loans | 16.7% |
| Benton County, AR | 4 | Under 10 loans | 20.0% |
| Washington County, AR | 4 | Under 10 loans | 0.0% |
| Carter County, MO | 4 | Under 10 loans | 20.0% |
| Wayne County, MO | 4 | Under 10 loans | 0.0% |
| Ripley County, MO | 3 | Under 10 loans | 25.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Greenwood County, SC | 2 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Randolph County, AR | 1 | Under 10 loans | 0.0% |
| Bulloch County, GA | 1 | Under 10 loans | 0.0% |
| Alexander County, IL | 1 | Under 10 loans | 50.0% |
| Barry County, MO | 1 | Under 10 loans | 0.0% |
| Christian County, MO | 1 | Under 10 loans | 0.0% |
| New Madrid County, MO | 1 | Under 10 loans | 0.0% |
| Scott County, MO | 1 | Under 10 loans | 0.0% |
| Wright County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Cass County, TX | 1 | Under 10 loans | 0.0% |
| Crosby County, TX | 1 | Under 10 loans | 0.0% |
| Falls County, TX | 1 | Under 10 loans | 0.0% |
| Harrison County, TX | 1 | Under 10 loans | 0.0% |
| Lamar County, TX | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 0 | Under 10 loans | 100.0% |
| Reynolds County, MO | 0 | Under 10 loans | 100.0% |
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When Sterling Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.