Chambers Bank
Chambers Bank received 449 applications in 2025 and made 356 mortgages, in 47 counties across 10 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 409 decisions, 45 were denials — 11.0%.
| Legal Entity Identifier | 54930039OWZFM2IGRN69 |
|---|---|
| Applications received | 449 |
| Mortgages made | 356 |
| Denied | 45 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Chambers Bank, 26 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 262 | Not published | $235,000 | 7.6% |
| Refinancing | 62 | Not published | $195,000 | 18.2% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 23 | Not published | $65,000 | 25.8% |
Where Chambers Bank lends most
The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lonoke County, AR | 61 | Not published | 0.0% |
| Yell County, AR | 46 | Not published | 13.2% |
| Benton County, AR | 31 | Not published | 20.0% |
| Washington County, AR | 30 | Not published | 6.1% |
| Pope County, AR | 27 | Not published | 15.6% |
| Sebastian County, AR | 25 | Not published | 18.8% |
| Crawford County, AR | 20 | Not published | 4.8% |
| Scott County, AR | 18 | Not published | 18.2% |
| Pulaski County, AR | 16 | Not published | 0.0% |
| Faulkner County, AR | 13 | Not published | 6.7% |
| Garland County, AR | 10 | Not published | 8.3% |
| Polk County, AR | 8 | Under 10 loans | 38.5% |
| White County, AR | 6 | Under 10 loans | 0.0% |
| Perry County, AR | 5 | Under 10 loans | 16.7% |
| Conway County, AR | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 0.0% |
| Clark County, AR | 2 | Under 10 loans | 0.0% |
| Saline County, AR | 2 | Under 10 loans | 0.0% |
| Payne County, OK | 2 | Under 10 loans | 0.0% |
| Berks County, PA | 2 | Under 10 loans | 0.0% |
| Dale County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Arkansas County, AR | 1 | Under 10 loans | 0.0% |
| Carroll County, AR | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 1 | Under 10 loans | 0.0% |
| Johnson County, AR | 1 | Under 10 loans | 50.0% |
| Lincoln County, AR | 1 | Under 10 loans | 0.0% |
| Logan County, AR | 1 | Under 10 loans | 50.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Newton County, AR | 1 | Under 10 loans | 0.0% |
| Pike County, AR | 1 | Under 10 loans | 50.0% |
| St. Francis County, AR | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| St. Clair County, IL | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Sumner County, KS | 1 | Under 10 loans | 0.0% |
| Le Flore County, OK | 1 | Under 10 loans | 0.0% |
| Sequoyah County, OK | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 50.0% |
| Tooele County, UT | 1 | Under 10 loans | 0.0% |
| Wichita County, TX | 0 | Under 10 loans | 0.0% |
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When Chambers Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.