Farm Credit Services of Western Arkansas, ACA
Farm Credit Services of Western Arkansas, ACA received 281 applications in 2025 and made 192 mortgages, in 47 counties across 2 states. The median rate its borrowers got was 6.600% on a median loan of $240,000. Of 243 decisions, 42 were denials — 17.3%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300LAQ3M8E5I08F43 |
|---|---|
| Applications received | 281 |
| Mortgages made | 192 |
| Denied | 42 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.29 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 134 | 6.625% | $275,000 | 17.3% |
| Refinancing | 44 | 6.600% | $185,000 | 20.0% |
| Other purposes | 14 | 6.350% | $110,000 | 6.7% |
Where Farm Credit Services of Western Arkansas, ACA lends most
The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Benton County, AR | 17 | 6.400% | 0.0% |
| Washington County, AR | 15 | 6.600% | 6.3% |
| Conway County, AR | 12 | 6.700% | 7.7% |
| Johnson County, AR | 10 | 6.675% | 16.7% |
| Logan County, AR | 10 | 6.300% | 23.1% |
| Columbia County, AR | 9 | Under 10 loans | 10.0% |
| Crawford County, AR | 9 | Under 10 loans | 18.2% |
| Franklin County, AR | 9 | Under 10 loans | 30.8% |
| Hempstead County, AR | 8 | Under 10 loans | 11.1% |
| Faulkner County, AR | 7 | Under 10 loans | 30.0% |
| Pope County, AR | 7 | Under 10 loans | 0.0% |
| Sebastian County, AR | 6 | Under 10 loans | 12.5% |
| Sevier County, AR | 6 | Under 10 loans | 14.3% |
| Garland County, AR | 5 | Under 10 loans | 0.0% |
| Calhoun County, AR | 4 | Under 10 loans | 0.0% |
| Little River County, AR | 4 | Under 10 loans | 20.0% |
| Perry County, AR | 4 | Under 10 loans | 20.0% |
| Polk County, AR | 4 | Under 10 loans | 20.0% |
| Yell County, AR | 4 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 3 | Under 10 loans | 25.0% |
| Howard County, AR | 3 | Under 10 loans | 0.0% |
| Miller County, AR | 3 | Under 10 loans | 40.0% |
| Nevada County, AR | 3 | Under 10 loans | 25.0% |
| Ouachita County, AR | 3 | Under 10 loans | 20.0% |
| Saline County, AR | 3 | Under 10 loans | 20.0% |
| Union County, AR | 3 | Under 10 loans | 50.0% |
| Boone County, AR | 2 | Under 10 loans | 33.3% |
| Lafayette County, AR | 2 | Under 10 loans | 50.0% |
| Scott County, AR | 2 | Under 10 loans | 33.3% |
| Van Buren County, AR | 2 | Under 10 loans | 0.0% |
| Delaware County, OK | 2 | Under 10 loans | 0.0% |
| Clark County, AR | 1 | Under 10 loans | 0.0% |
| Dallas County, AR | 1 | Under 10 loans | 0.0% |
| Grant County, AR | 1 | Under 10 loans | 0.0% |
| Madison County, AR | 1 | Under 10 loans | 0.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Pike County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Searcy County, AR | 1 | Under 10 loans | 0.0% |
| White County, AR | 1 | Under 10 loans | 0.0% |
| Marshall County, OK | 1 | Under 10 loans | 0.0% |
| Stephens County, OK | 1 | Under 10 loans | 0.0% |
| Carroll County, AR | 0 | Under 10 loans | 100.0% |
| Marion County, AR | 0 | Under 10 loans | 0.0% |
| Newton County, AR | 0 | Under 10 loans | 0.0% |
| Adair County, OK | 0 | Under 10 loans | 100.0% |
| McCurtain County, OK | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.