Home purchase lenders in Benton County
6,278 home purchase mortgages were made in Benton County, Arkansas, in 2025, by 395 lenders. The median rate their borrowers got was 6.500% on a median loan of $315,000. Of 6,994 decisions, 541 were denials — 7.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Arvest Bank | 853 | 6.625% | $335,000 | 6.4% |
| FLAT BRANCH MORTGAGE, INC. | 363 | 6.375% | $295,000 | 0.0% |
| Centennial Bank | 262 | 6.250% | $355,000 | 11.8% |
| Rocket Mortgage, LLC | 211 | 6.625% | $375,000 | 7.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 172 | 6.625% | $375,000 | 9.5% |
| DHI MORTGAGE COMPANY, LTD. | 157 | 5.990% | $295,000 | 17.6% |
| MY MOVE MORTGAGE, LLC | 138 | 6.625% | $345,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 133 | 5.750% | $245,000 | 17.8% |
| GERSHMAN INVESTMENT CORP. | 131 | 6.250% | $325,000 | 3.7% |
| ASSOCIATED MORTGAGE CORPORATION | 121 | 6.500% | $305,000 | 0.0% |
| LENDLO MORTGAGE, LLC | 112 | 5.990% | $235,000 | 6.7% |
| Generations Bank | 108 | 6.500% | $305,000 | 1.6% |
| The First National Bank of Fort Smith | 96 | 6.500% | $365,000 | 2.0% |
| UNITED FEDERAL CREDIT UNION | 95 | 6.250% | $305,000 | 5.8% |
| Gateway First Bank | 94 | 6.500% | $305,000 | 2.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 88 | 6.500% | $400,000 | 1.0% |
| Priority Bank | 88 | 6.125% | $285,000 | 0.0% |
| Signature Bank of Arkansas | 86 | Not published | $335,000 | 3.3% |
| Mortgage Research Center, LLC | 82 | 6.250% | $305,000 | 19.6% |
| First Western Bank | 82 | Not published | $345,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 81 | 6.500% | $285,000 | 2.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 81 | 6.625% | $285,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 76 | 6.250% | $285,000 | 5.9% |
| ZILLOW HOME LOANS, LLC | 75 | 6.250% | $295,000 | 3.8% |
| JPMorgan Chase Bank, National Association | 72 | 6.250% | $390,000 | 7.3% |
| Legacy National Bank | 63 | Not published | $375,000 | 3.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 6.500% | $330,000 | 0.0% |
| Navy Federal Credit Union | 61 | 6.250% | $365,000 | 3.1% |
| FIRST WESTERN MORTGAGE, INC. | 60 | 6.625% | $340,000 | 4.6% |
| ENVOY MORTGAGE, LTD | 60 | 6.625% | $315,000 | 1.6% |
| The Central Trust Bank | 56 | 6.500% | $365,000 | 3.4% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | 55 | 6.625% | $295,000 | 3.5% |
| Eagle Bank and Trust Company | 51 | 6.375% | $335,000 | 3.8% |
| First Horizon Bank | 51 | 6.250% | $285,000 | 3.8% |
| LEADERONE FINANCIAL CORPORATION | 51 | 6.624% | $275,000 | 3.8% |
| Simmons Bank | 50 | 6.375% | $245,000 | 12.3% |
| Grand Savings Bank | 50 | Not published | $305,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 47 | 6.375% | $295,000 | 2.1% |
| Bank of America, National Association | 44 | 6.313% | $405,000 | 20.0% |
| ENCORE BANK | 44 | 6.250% | $345,000 | 12.0% |
| ARKANSAS Federal Credit Union | 42 | 6.500% | $290,000 | 4.6% |
| First Security Bank | 40 | 6.500% | $355,000 | 0.0% |
| U.S. Bank National Association | 38 | 6.490% | $415,000 | 4.9% |
| Armstrong Bank | 35 | 7.500% | $305,000 | 0.0% |
| T2 FINANCIAL LLC | 33 | 6.500% | $285,000 | 7.9% |
| Cadence Bank | 32 | 6.710% | $350,000 | 2.9% |
| GENEVA FINANCIAL, LLC | 31 | 6.750% | $265,000 | 3.0% |
| COMMUNITY MORTGAGE CORPORATION | 31 | 6.625% | $305,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 29 | 6.500% | $345,000 | 21.6% |
| PENNYMAC LOAN SERVICES, LLC | 29 | 6.375% | $455,000 | 12.1% |
| DAS Acquisition Company, LLC | 26 | 6.563% | $315,000 | 0.0% |
| Regions Bank | 25 | 6.375% | $345,000 | 12.1% |
| Chambers Bank | 25 | Not published | $330,000 | 18.8% |
| Kiavi Funding, Inc. | 25 | 10.990% | $205,000 | 10.0% |
| FIRST COLONY MORTGAGE CORPORATION | 25 | 6.125% | $325,000 | 7.4% |
| Colorado Federal Savings Bank | 25 | 6.625% | $435,000 | 0.0% |
| Truist Bank | 25 | 6.375% | $445,000 | 0.0% |
| Broker Solutions, Inc. | 24 | 6.625% | $285,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 23 | 6.875% | $305,000 | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 23 | 6.875% | $385,000 | 0.0% |
| First Financial Bank | 22 | 6.433% | $355,000 | 0.0% |
| BOKF, National Association | 21 | 6.625% | $255,000 | 12.5% |
| NBKC BANK | 21 | 6.500% | $365,000 | 12.5% |
| CMG MORTGAGE, INC. | 20 | 5.875% | $430,000 | 8.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 20 | 6.625% | $275,000 | 4.8% |
| KIND LENDING, LLC | 20 | 6.688% | $230,000 | 23.1% |
| Bank OZK | 18 | 6.563% | $245,000 | 40.0% |
| USAA Federal Savings Bank | 17 | 6.500% | $345,000 | 43.3% |
| American Mortgage Bank, LLC | 17 | 7.250% | $275,000 | 9.1% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.125% | $355,000 | 0.0% |
| Plains Commerce Bank | 16 | 6.750% | $360,000 | 0.0% |
| First Community Bank | 16 | 7.063% | $310,000 | 5.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 9.750% | $125,000 | 71.2% |
| First Federal Bank | 15 | 6.125% | $505,000 | 15.8% |
| Wells Fargo Bank, National Association | 15 | 6.000% | $365,000 | 16.7% |
| Farm Credit Services of Western Arkansas, ACA | 15 | 6.400% | $355,000 | 0.0% |
| United Bank | 14 | Not published | $495,000 | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.375% | $250,000 | 0.0% |
| GUARANTEED RATE, INC. | 13 | 6.500% | $325,000 | 7.1% |
| Tomo Mortgage, LLC | 13 | 6.375% | $345,000 | 7.1% |
| NEWREZ LLC | 13 | 6.500% | $375,000 | 18.8% |
| LOWER, LLC | 13 | 6.500% | $325,000 | 7.1% |
| THE LOAN STORE, INC. | 13 | 6.490% | $215,000 | 18.8% |
| General Mortgage Capital Corporation | 12 | 6.250% | $305,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 12 | 6.563% | $355,000 | 7.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 6.250% | $255,000 | 0.0% |
| Loandepot.Com, LLC | 11 | 6.500% | $305,000 | 8.3% |
| NexBank | 11 | 6.875% | $235,000 | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 11 | 6.625% | $275,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.500% | $400,000 | 9.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.370% | $390,000 | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 10 | 6.375% | $440,000 | 15.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 10 | 6.558% | $390,000 | 0.0% |
| Equity Bank | 10 | 7.540% | $240,000 | 8.3% |
| Intrust Bank, National Association | 10 | 7.500% | $305,000 | 0.0% |
| The Farmers & Merchants Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 26.3% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 81.8% |
| DIGITAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Citizens Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Old National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sterling Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Firstar Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Great Southern Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| FREEDOM MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Today's Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TELCOE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 47.1% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 20.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Central State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CS Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Anstaff Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ASSEMBLIES OF GOD Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Old Missouri Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southwest Missouri Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 195 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.