Mortgage Lender Index

Legacy National Bank

Legacy National Bank received 235 applications in 2025 and made 207 mortgages, in 18 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $275,000. Of 212 decisions, 3 were denials — 1.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300AR337B2RGP3C69
Applications received235
Mortgages made207
Denied3
Approved, not taken up2
Withdrawn or incomplete23
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase118 Not published$360,000 1.6%
Refinancing59 Not published$215,000 1.7%
Cash-out refinancing0 Under 10 loansUnder 10 loans Not published
Other purposes30 Not published$70,000 0.0%

Where Legacy National Bank lends most

The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Benton County, AR 112Not published1.7%
Washington County, AR 69Not published1.4%
McDonald County, MO 8Under 10 loans0.0%
Cherokee County, OK 4Under 10 loans0.0%
Hillsborough County, FL 2Under 10 loans0.0%
Delaware County, OK 2Under 10 loans0.0%
Mobile County, AL 1Under 10 loans0.0%
Crawford County, AR 1Under 10 loans0.0%
Faulkner County, AR 1Under 10 loans0.0%
Madison County, AR 1Under 10 loans0.0%
Polk County, AR 1Under 10 loans0.0%
Sebastian County, AR 1Under 10 loans0.0%
Bay County, FL 1Under 10 loans0.0%
Walton County, FL 1Under 10 loans0.0%
Payne County, OK 1Under 10 loans0.0%
Shelby County, TN 1Under 10 loans0.0%
Newton County, AR 0Under 10 loansNot published
Monroe County, IN 0Under 10 loansNot published

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When Legacy National Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.