United Bank
United Bank received 40 applications in 2025 and made 30 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $480,000. Of 39 decisions, 7 were denials — 18.0%.
| Legal Entity Identifier | 549300C6XY8GTVR2TV60 |
|---|---|
| Applications received | 40 |
| Mortgages made | 30 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: United Bank, 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $505,000 | 14.8% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 50.0% |
Where United Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Benton County, AR | 16 | Not published | 18.2% |
| Washington County, AR | 5 | Under 10 loans | 0.0% |
| Sebastian County, AR | 3 | Under 10 loans | 0.0% |
| Madison County, AR | 2 | Under 10 loans | 33.3% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Marion County, AR | 1 | Under 10 loans | 0.0% |
| Miller County, AR | 1 | Under 10 loans | 0.0% |
| Adair County, OK | 1 | Under 10 loans | 0.0% |
| Jasper County, MO | 0 | Under 10 loans | 100.0% |
Get told when this changes
When United Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.