CAMPUS USA CREDIT UNION
CAMPUS USA CREDIT UNION received 1,272 applications in 2025 and made 947 mortgages, in 63 counties across 9 states. The median rate its borrowers got was 7.125% on a median loan of $105,000. Of 1,062 decisions, 112 were denials — 10.5%, most often for debt-to-income ratio. 16 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300BPDFS1CLV7K329 |
|---|---|
| Applications received | 1,272 |
| Mortgages made | 947 |
| Denied | 112 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 210 |
| Loans bought from other lenders | 96 |
| Median rate spread over the prime offer rate | 0.251 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 304 | 6.438% | $275,000 | 1.6% |
| Refinancing | 95 | 7.750% | $75,000 | 7.7% |
| Cash-out refinancing | 295 | 7.375% | $85,000 | 9.2% |
| Other purposes | 253 | 8.250% | $55,000 | 21.4% |
Where CAMPUS USA CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Alachua County, FL | 391 | 6.875% | 6.9% |
| Marion County, FL | 218 | 7.750% | 14.8% |
| Columbia County, FL | 58 | 6.750% | 12.1% |
| Leon County, FL | 40 | 8.250% | 7.0% |
| Sumter County, FL | 24 | 7.375% | 7.7% |
| Gilchrist County, FL | 22 | 7.625% | 4.4% |
| Levy County, FL | 21 | 7.375% | 16.0% |
| Citrus County, FL | 15 | 6.625% | 16.7% |
| Lake County, FL | 11 | 7.750% | 31.3% |
| Suwannee County, FL | 9 | Under 10 loans | 35.7% |
| Union County, FL | 8 | Under 10 loans | 11.1% |
| Clay County, FL | 7 | Under 10 loans | 30.0% |
| Wakulla County, FL | 7 | Under 10 loans | 12.5% |
| Volusia County, FL | 6 | Under 10 loans | 0.0% |
| Bradford County, FL | 5 | Under 10 loans | 14.3% |
| Hillsborough County, FL | 5 | Under 10 loans | 0.0% |
| Orange County, FL | 5 | Under 10 loans | 16.7% |
| Polk County, FL | 5 | Under 10 loans | 0.0% |
| St. Johns County, FL | 5 | Under 10 loans | 0.0% |
| Broward County, FL | 4 | Under 10 loans | 0.0% |
| Dixie County, FL | 4 | Under 10 loans | 20.0% |
| Nassau County, FL | 4 | Under 10 loans | 0.0% |
| Pasco County, FL | 4 | Under 10 loans | 0.0% |
| Seminole County, FL | 4 | Under 10 loans | 0.0% |
| Duval County, FL | 3 | Under 10 loans | 0.0% |
| Gadsden County, FL | 3 | Under 10 loans | 40.0% |
| Hernando County, FL | 3 | Under 10 loans | 25.0% |
| Flagler County, FL | 2 | Under 10 loans | 0.0% |
| Lafayette County, FL | 2 | Under 10 loans | 33.3% |
| Madison County, FL | 2 | Under 10 loans | 0.0% |
| Osceola County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Putnam County, FL | 2 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Taylor County, FL | 2 | Under 10 loans | 0.0% |
| Jackson County, NC | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Hamilton County, FL | 1 | Under 10 loans | 0.0% |
| Jefferson County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Clarke County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 50.0% |
| Columbia County, GA | 1 | Under 10 loans | 0.0% |
| DeKalb County, GA | 1 | Under 10 loans | 0.0% |
| Lowndes County, GA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.