PARTNERS Federal Credit Union
PARTNERS Federal Credit Union received 2,236 applications in 2025 and made 1,160 mortgages, in 54 counties across 6 states. The median rate its borrowers got was 7.000% on a median loan of $155,000. Of 1,866 decisions, 693 were denials — 37.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300QD5CQZ9PPP5B09 |
|---|---|
| Applications received | 2,236 |
| Mortgages made | 1,160 |
| Denied | 693 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 370 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.22 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 266 | 5.990% | $435,000 | 5.3% |
| Refinancing | 49 | 5.875% | $465,000 | 20.6% |
| Cash-out refinancing | 42 | 5.990% | $340,000 | 31.2% |
| Other purposes | 803 | 7.000% | $105,000 | 44.3% |
Where PARTNERS Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, FL | 282 | 7.000% | 34.0% |
| Los Angeles County, CA | 278 | 7.000% | 32.3% |
| Orange County, CA | 151 | 7.000% | 37.6% |
| Osceola County, FL | 99 | 7.000% | 45.7% |
| Lake County, FL | 75 | 7.000% | 34.5% |
| Polk County, FL | 71 | 7.250% | 53.9% |
| Riverside County, CA | 52 | 7.000% | 32.5% |
| San Bernardino County, CA | 36 | 7.000% | 41.3% |
| Seminole County, FL | 23 | 6.625% | 25.0% |
| San Diego County, CA | 9 | Under 10 loans | 25.0% |
| Ventura County, CA | 9 | Under 10 loans | 35.7% |
| Brevard County, FL | 8 | Under 10 loans | 25.0% |
| Miami-Dade County, FL | 7 | Under 10 loans | 22.2% |
| Volusia County, FL | 6 | Under 10 loans | 53.8% |
| Sacramento County, CA | 4 | Under 10 loans | 20.0% |
| Broward County, FL | 4 | Under 10 loans | 20.0% |
| Pinellas County, FL | 4 | Under 10 loans | 0.0% |
| Alameda County, CA | 3 | Under 10 loans | 40.0% |
| Kern County, CA | 3 | Under 10 loans | 25.0% |
| Marin County, CA | 3 | Under 10 loans | 0.0% |
| Sonoma County, CA | 3 | Under 10 loans | 0.0% |
| Pasco County, FL | 3 | Under 10 loans | 66.7% |
| Sumter County, FL | 3 | Under 10 loans | 25.0% |
| Alachua County, FL | 2 | Under 10 loans | 33.3% |
| Escambia County, FL | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 60.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 33.3% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 66.7% |
| Citrus County, FL | 1 | Under 10 loans | 66.7% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Columbia County, FL | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 66.7% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Putnam County, FL | 1 | Under 10 loans | 50.0% |
| St. Johns County, FL | 1 | Under 10 loans | 75.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Contra Costa County, CA | 0 | Under 10 loans | Not published |
| Imperial County, CA | 0 | Under 10 loans | Not published |
| Monterey County, CA | 0 | Under 10 loans | 100.0% |
| San Francisco County, CA | 0 | Under 10 loans | 100.0% |
| San Luis Obispo County, CA | 0 | Under 10 loans | 100.0% |
| Santa Barbara County, CA | 0 | Under 10 loans | 100.0% |
| Duval County, FL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.