SPACE COAST CREDIT UNION
SPACE COAST CREDIT UNION received 12,008 applications in 2025 and made 5,900 mortgages, in 52 counties across 3 states. The median rate its borrowers got was 5.500% on a median loan of $105,000. Of 10,210 decisions, 3,598 were denials — 35.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300VN9E1DEKF26E34 |
|---|---|
| Applications received | 12,008 |
| Mortgages made | 5,900 |
| Denied | 3,598 |
| Approved, not taken up | 712 |
| Withdrawn or incomplete | 1,798 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.02 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,190 | 5.750% | $350,000 | 19.7% |
| Refinancing | 202 | 5.313% | $165,000 | 42.8% |
| Cash-out refinancing | 1,347 | 4.740% | $125,000 | 30.0% |
| Other purposes | 3,161 | 4.740% | $85,000 | 40.6% |
Where SPACE COAST CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brevard County, FL | 1,793 | 5.375% | 23.4% |
| Broward County, FL | 961 | 5.625% | 42.4% |
| Miami-Dade County, FL | 954 | 5.740% | 46.3% |
| Volusia County, FL | 598 | 5.375% | 31.7% |
| Palm Beach County, FL | 351 | 5.625% | 37.7% |
| Indian River County, FL | 209 | 5.875% | 30.1% |
| Orange County, FL | 185 | 5.250% | 27.5% |
| Flagler County, FL | 130 | 5.563% | 31.1% |
| St. Lucie County, FL | 94 | 6.125% | 43.2% |
| Seminole County, FL | 80 | 4.740% | 23.3% |
| Lee County, FL | 57 | 5.750% | 41.4% |
| Hillsborough County, FL | 48 | 5.063% | 36.5% |
| Osceola County, FL | 46 | 6.063% | 35.0% |
| Lake County, FL | 45 | 6.740% | 26.9% |
| Martin County, FL | 45 | 5.750% | 26.1% |
| Collier County, FL | 43 | 5.750% | 36.1% |
| Duval County, FL | 35 | 5.740% | 29.1% |
| Pasco County, FL | 30 | 5.000% | 34.8% |
| St. Johns County, FL | 29 | 5.250% | 34.6% |
| Pinellas County, FL | 24 | 4.740% | 44.0% |
| Polk County, FL | 18 | 6.750% | 47.5% |
| Sarasota County, FL | 18 | 4.745% | 30.3% |
| Marion County, FL | 17 | 6.125% | 35.5% |
| Charlotte County, FL | 12 | 4.240% | 27.3% |
| Manatee County, FL | 12 | 5.313% | 40.9% |
| Monroe County, FL | 11 | 7.375% | 50.0% |
| Alachua County, FL | 9 | Under 10 loans | 21.4% |
| Clay County, FL | 9 | Under 10 loans | 25.0% |
| Citrus County, FL | 6 | Under 10 loans | 33.3% |
| Leon County, FL | 6 | Under 10 loans | 30.0% |
| Highlands County, FL | 4 | Under 10 loans | 63.6% |
| Sumter County, FL | 4 | Under 10 loans | 40.0% |
| Hendry County, FL | 2 | Under 10 loans | 0.0% |
| Hernando County, FL | 2 | Under 10 loans | 66.7% |
| Levy County, FL | 2 | Under 10 loans | 50.0% |
| Nassau County, FL | 2 | Under 10 loans | 50.0% |
| Okeechobee County, FL | 2 | Under 10 loans | 50.0% |
| Columbia County, FL | 1 | Under 10 loans | 0.0% |
| Putnam County, FL | 1 | Under 10 loans | 66.7% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Suwannee County, FL | 1 | Under 10 loans | 66.7% |
| Wakulla County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 50.0% |
| Washington County, FL | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 0 | Under 10 loans | 100.0% |
| DeSoto County, FL | 0 | Under 10 loans | 100.0% |
| Escambia County, FL | 0 | Under 10 loans | 100.0% |
| Gadsden County, FL | 0 | Under 10 loans | 100.0% |
| Holmes County, FL | 0 | Under 10 loans | 100.0% |
| Jackson County, FL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.