HOME ACCESS FINANCIAL, LLC
HOME ACCESS FINANCIAL, LLC received 134 applications in 2025 and made 103 mortgages, in 42 counties across 6 states. The median rate its borrowers got was 6.750% on a median loan of $305,000. Of 103 decisions, 0 were denials — 0.0%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900NZV7NVKXQW9A64 |
|---|---|
| Applications received | 134 |
| Mortgages made | 103 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5645 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | 6.750% | $305,000 | 0.0% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where HOME ACCESS FINANCIAL, LLC lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hillsborough County, FL | 23 | 6.875% | 0.0% |
| Pasco County, FL | 11 | 6.750% | 0.0% |
| Pinellas County, FL | 9 | Under 10 loans | 0.0% |
| Sarasota County, FL | 5 | Under 10 loans | 0.0% |
| Hernando County, FL | 4 | Under 10 loans | 0.0% |
| Leon County, FL | 4 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 4 | Under 10 loans | 0.0% |
| Oconee County, SC | 4 | Under 10 loans | 0.0% |
| Manatee County, FL | 3 | Under 10 loans | 0.0% |
| Volusia County, FL | 3 | Under 10 loans | 0.0% |
| Thomas County, GA | 3 | Under 10 loans | 0.0% |
| Anderson County, SC | 3 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 2 | Under 10 loans | 0.0% |
| Fulton County, GA | 2 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Bartow County, GA | 1 | Under 10 loans | 0.0% |
| Clarke County, GA | 1 | Under 10 loans | 0.0% |
| Grady County, GA | 1 | Under 10 loans | 0.0% |
| Miller County, GA | 1 | Under 10 loans | 0.0% |
| White County, GA | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Jones County, NC | 1 | Under 10 loans | 0.0% |
| Stokes County, NC | 1 | Under 10 loans | 0.0% |
| Surry County, NC | 1 | Under 10 loans | 0.0% |
| Lancaster County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
| York County, SC | 1 | Under 10 loans | 0.0% |
| Hamblen County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Marshall County, TN | 1 | Under 10 loans | 0.0% |
| Randall County, TX | 1 | Under 10 loans | 0.0% |
| Gadsden County, FL | 0 | Under 10 loans | Not published |
| Polk County, FL | 0 | Under 10 loans | Not published |
| Forsyth County, GA | 0 | Under 10 loans | Not published |
| Gwinnett County, GA | 0 | Under 10 loans | Not published |
| Gaston County, NC | 0 | Under 10 loans | Not published |
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When HOME ACCESS FINANCIAL, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.