Mortgage Lender Index

Mortgage lenders in Thomas County

794 mortgages were made in Thomas County, Georgia, in 2025, by 185 lenders. The median rate their borrowers got was 6.625% on a median loan of $205,000. Of 1,171 decisions, 334 were denials — 28.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Thomasville National Bank 153 Not published $205,000 0.6%
Rocket Mortgage, LLC 58 6.625% $175,000 16.9%
First Reliance Bank 49 6.500% $255,000 3.9%
FIRST COMMERCE CREDIT UNION 36 6.995% $140,000 20.0%
NEWREZ LLC 29 6.500% $235,000 6.5%
TOWNE MORTGAGE COMPANY 26 6.750% $185,000 0.0%
Synovus Bank 23 7.125% $125,000 32.4%
UNITED SHORE FINANCIAL SERVICES, LLC 22 6.058% $270,000 14.8%
PENNYMAC LOAN SERVICES, LLC 18 6.313% $215,000 14.3%
Renasant Bank 18 7.000% $175,000 14.3%
Ameris Bank 17 6.625% $125,000 34.6%
Loandepot.Com, LLC 17 6.750% $195,000 17.4%
NATIONSTAR MORTGAGE LLC 17 8.750% $105,000 10.5%
FREEDOM MORTGAGE CORPORATION 13 6.250% $265,000 5.6%
Mortgage Research Center, LLC 11 6.250% $305,000 45.0%
COLONY BANK 11 7.000% $205,000 15.4%
Flagstar Bank, N.A. 11 6.250% $265,000 15.4%
21st Mortgage Corporation 10 9.820% $115,000 89.7%
Truist Bank 9 Under 10 loans Under 10 loans 47.1%
Navy Federal Credit Union 9 Under 10 loans Under 10 loans 30.8%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 55.6%
SPRING EQ, LLC 6 Under 10 loans Under 10 loans 33.3%
ACOPIA, LLC 6 Under 10 loans Under 10 loans 0.0%
First Federal Bank 6 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 5 Under 10 loans Under 10 loans 75.0%
PLANET HOME LENDING, LLC 5 Under 10 loans Under 10 loans 44.4%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 5 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 0.0%
First Port City Bank 5 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 4 Under 10 loans Under 10 loans 33.3%
GUARANTEED RATE, INC. 4 Under 10 loans Under 10 loans 20.0%
UNION HOME MORTGAGE CORP. 4 Under 10 loans Under 10 loans 20.0%
BoxCar Mortgage, LLC 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 40.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 63.6%
Equity Prime Mortgage LLC 3 Under 10 loans Under 10 loans 40.0%
Capital City Home Loans, LLC 3 Under 10 loans Under 10 loans 0.0%
Regions Bank 3 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 3 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
AMERICAN FINANCIAL RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 25.0%
Prime Meridian Bank 3 Under 10 loans Under 10 loans 0.0%
HOME ACCESS FINANCIAL, LLC 3 Under 10 loans Under 10 loans 0.0%
First National Bank of Decatur County 3 Under 10 loans Under 10 loans 0.0%
Farmers & Merchants Bank 3 Under 10 loans Under 10 loans 0.0%
Lebanon Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
University Bank 3 Under 10 loans Under 10 loans 0.0%
COREVEST AMERICAN FINANCE LENDER LLC 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 81.8%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 83.3%
Bank of America, National Association 2 Under 10 loans Under 10 loans 75.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 25.0%
GMFS LLC 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 33.3%
Fifth Third Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Lendage, LLC 2 Under 10 loans Under 10 loans 33.3%
Third Federal Savings and Loan Association of Cleveland 2 Under 10 loans Under 10 loans 33.3%
STOCKTON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
FINANCE OF AMERICA REVERSE LLC 2 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 33.3%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
South Georgia Banking Company 2 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
NexBank 2 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
ADDITION FINANCIAL 1 Under 10 loans Under 10 loans 85.7%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 75.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 50.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 50.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 66.7%
VERITAS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
COMMERCIAL BANKING COMPANY 1 Under 10 loans Under 10 loans 50.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
MEMBER FIRST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 50.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
INTELLILOAN, INC. 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF GEORGIA 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 50.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Capital City Bank 1 Under 10 loans Under 10 loans 0.0%
NQM FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Community Bank 1 Under 10 loans Under 10 loans 0.0%
Amalgamated Bank 1 Under 10 loans Under 10 loans 0.0%
Planters First Bank 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Guardian Bank 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
ROBINS FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Quitman 1 Under 10 loans Under 10 loans 0.0%
BOND STREET MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CLEAREDGE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
BAYSHORE MORTGAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIED MORTGAGE GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 1 Under 10 loans Under 10 loans 0.0%
Atlantic Union Bank 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
City National Bank of Florida 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
VYSTAR CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 85.7%
Park Lane Finance Solutions, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 80.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Five Star Credit Union 0 Under 10 loans Under 10 loans 33.3%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Logan Finance Corporation 0 Under 10 loans Under 10 loans Not published
SmartFi Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
State Department Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
HomePromise Corporation 0 Under 10 loans Under 10 loans Not published
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 0 Under 10 loans Under 10 loans 0.0%
Peoples Bank 0 Under 10 loans Under 10 loans 100.0%
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JMAC LENDING, INC. 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
RUOFF MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
ALL IN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
EAST COAST CAPITAL CORP. 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans 100.0%
9845005BP6974AE5D838 0 Under 10 loans Under 10 loans 0.0%
9845006DE3H5E9VA4012 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Arvest Bank 0 Under 10 loans Under 10 loans Not published
HANCOCK WHITNEY BANK 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Thomas County

10 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Pinnacle Bank 3$296.3 million
Thomasville National Bank 2$1.4 billion
Colony Bank 1$159.6 million
Ameris Bank 1$113.3 million
Renasant Bank 1$75.5 million
Truist Bank 1$71.8 million
Barwick Banking Company 1$31.4 million

Closed since the 2025 survey

4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Thomas County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.