COMMERCIAL BANKING COMPANY
COMMERCIAL BANKING COMPANY received 175 applications in 2025 and made 153 mortgages, in 22 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 166 decisions, 11 were denials — 6.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549005RQQ9A5CNFVG05 |
|---|---|
| Applications received | 175 |
| Mortgages made | 153 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Commercial Banking Company, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | Not published | $165,000 | 2.6% |
| Refinancing | 70 | Not published | $110,000 | 6.6% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 28.6% |
Where COMMERCIAL BANKING COMPANY lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lowndes County, GA | 69 | Not published | 2.8% |
| Colquitt County, GA | 27 | Not published | 12.9% |
| Tift County, GA | 27 | Not published | 3.6% |
| Worth County, GA | 5 | Under 10 loans | 0.0% |
| Brooks County, GA | 4 | Under 10 loans | 33.3% |
| Cook County, GA | 3 | Under 10 loans | 25.0% |
| Lanier County, GA | 3 | Under 10 loans | 0.0% |
| Crisp County, GA | 2 | Under 10 loans | 0.0% |
| Mitchell County, GA | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Hamilton County, FL | 1 | Under 10 loans | 0.0% |
| Madison County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Ben Hill County, GA | 1 | Under 10 loans | 0.0% |
| Grady County, GA | 1 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 0.0% |
| Thomas County, GA | 1 | Under 10 loans | 50.0% |
| Wilcox County, GA | 1 | Under 10 loans | 0.0% |
| Berrien County, GA | 0 | Under 10 loans | 0.0% |
| Forsyth County, GA | 0 | Under 10 loans | Not published |
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When COMMERCIAL BANKING COMPANY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.