First Port City Bank
First Port City Bank received 164 applications in 2025 and made 145 mortgages, in 31 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 154 decisions, 5 were denials — 3.3%.
| Legal Entity Identifier | 254900JRJMMWO6A10H16 |
|---|---|
| Applications received | 164 |
| Mortgages made | 145 |
| Denied | 5 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Port City Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 79 | Not published | $125,000 | 3.5% |
| Refinancing | 14 | Not published | $130,000 | 6.7% |
| Cash-out refinancing | 35 | Not published | $165,000 | 2.8% |
| Other purposes | 17 | Not published | $45,000 | 0.0% |
Where First Port City Bank lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Decatur County, GA | 54 | Not published | 6.7% |
| Seminole County, GA | 26 | Not published | 0.0% |
| Nassau County, FL | 11 | Not published | 0.0% |
| Miller County, GA | 7 | Under 10 loans | 0.0% |
| Leon County, FL | 6 | Under 10 loans | 0.0% |
| Grady County, GA | 5 | Under 10 loans | 0.0% |
| Thomas County, GA | 5 | Under 10 loans | 0.0% |
| Bay County, FL | 4 | Under 10 loans | 0.0% |
| Dougherty County, GA | 3 | Under 10 loans | 0.0% |
| Lowndes County, GA | 3 | Under 10 loans | 0.0% |
| Gadsden County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Early County, GA | 2 | Under 10 loans | 0.0% |
| Paulding County, GA | 2 | Under 10 loans | 0.0% |
| Houston County, AL | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Taylor County, FL | 1 | Under 10 loans | 0.0% |
| Barrow County, GA | 1 | Under 10 loans | 0.0% |
| Camden County, GA | 1 | Under 10 loans | 0.0% |
| Cook County, GA | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 0.0% |
| Lee County, GA | 1 | Under 10 loans | 0.0% |
| Tift County, GA | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Dale County, AL | 0 | Under 10 loans | Not published |
| Okaloosa County, FL | 0 | Under 10 loans | 0.0% |
| Baldwin County, GA | 0 | Under 10 loans | 100.0% |
| Colquitt County, GA | 0 | Under 10 loans | 0.0% |
| Mitchell County, GA | 0 | Under 10 loans | Not published |
Get told when this changes
When First Port City Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.