Prime Meridian Bank
Prime Meridian Bank received 195 applications in 2025 and made 137 mortgages, in 27 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $265,000. Of 158 decisions, 7 were denials — 4.4%.
| Legal Entity Identifier | 549300SV2V1USGXBSB36 |
|---|---|
| Applications received | 195 |
| Mortgages made | 137 |
| Denied | 7 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Prime Meridian Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | Not published | $265,000 | 2.5% |
| Refinancing | 20 | Not published | $590,000 | 12.5% |
| Other purposes | 13 | Not published | $125,000 | 7.1% |
Where Prime Meridian Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Leon County, FL | 74 | Not published | 5.6% |
| Wakulla County, FL | 18 | Not published | 0.0% |
| Polk County, FL | 10 | Not published | 9.1% |
| Franklin County, FL | 5 | Under 10 loans | 0.0% |
| Monroe County, FL | 4 | Under 10 loans | 0.0% |
| Gadsden County, FL | 3 | Under 10 loans | 0.0% |
| Orange County, FL | 3 | Under 10 loans | 0.0% |
| Thomas County, GA | 3 | Under 10 loans | 0.0% |
| Gulf County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Dixie County, FL | 1 | Under 10 loans | 0.0% |
| Hardee County, FL | 1 | Under 10 loans | 50.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Jefferson County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Colquitt County, GA | 1 | Under 10 loans | 0.0% |
| Macon County, NC | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 0 | Under 10 loans | 0.0% |
| DeKalb County, GA | 0 | Under 10 loans | Not published |
| Lowndes County, GA | 0 | Under 10 loans | Not published |
| Seminole County, GA | 0 | Under 10 loans | Not published |
| St. Louis city, MO | 0 | Under 10 loans | 0.0% |
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When Prime Meridian Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.