South Georgia Banking Company
South Georgia Banking Company received 164 applications in 2025 and made 141 mortgages, in 22 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 151 decisions, 10 were denials — 6.6%.
| Legal Entity Identifier | 5493008P3PCRZRS39T50 |
|---|---|
| Applications received | 164 |
| Mortgages made | 141 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: South Georgia Banking Company, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $170,000 | 12.5% |
| Refinancing | 89 | Not published | $45,000 | 1.1% |
| Other purposes | 10 | Not published | $30,000 | 23.1% |
Where South Georgia Banking Company lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tift County, GA | 53 | Not published | 3.6% |
| Colquitt County, GA | 18 | Not published | 10.0% |
| Crisp County, GA | 17 | Not published | 0.0% |
| Worth County, GA | 16 | Not published | 5.9% |
| Turner County, GA | 11 | Not published | 8.3% |
| Dooly County, GA | 7 | Under 10 loans | 12.5% |
| Berrien County, GA | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 0.0% |
| Cook County, GA | 2 | Under 10 loans | 33.3% |
| Irwin County, GA | 2 | Under 10 loans | 0.0% |
| Thomas County, GA | 2 | Under 10 loans | 0.0% |
| Wilcox County, GA | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Ben Hill County, GA | 1 | Under 10 loans | 0.0% |
| Brooks County, GA | 1 | Under 10 loans | 0.0% |
| Coffee County, GA | 1 | Under 10 loans | 0.0% |
| Grady County, GA | 1 | Under 10 loans | 0.0% |
| Quitman County, GA | 1 | Under 10 loans | 0.0% |
| Screven County, GA | 1 | Under 10 loans | 0.0% |
| Leon County, FL | 0 | Under 10 loans | Not published |
| Dougherty County, GA | 0 | Under 10 loans | 100.0% |
| Mitchell County, GA | 0 | Under 10 loans | 100.0% |
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When South Georgia Banking Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.