Mortgage Lender Index

Planters First Bank

Planters First Bank received 76 applications in 2025 and made 59 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 72 decisions, 11 were denials — 15.3%.

Legal Entity Identifier254900GZAWIVGN884M22
Applications received76
Mortgages made59
Denied11
Approved, not taken up2
Withdrawn or incomplete4
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Planters First Bank, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase23 Not published$185,000 22.6%
Refinancing27 Not published$95,000 3.5%
Other purposes9 Under 10 loansUnder 10 loans 25.0%

Where Planters First Bank lends most

The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Houston County, GA 18Not published10.0%
Crisp County, GA 16Not published15.0%
Pulaski County, GA 9Under 10 loans18.2%
Bibb County, GA 3Under 10 loans0.0%
Fulton County, GA 2Under 10 loans0.0%
Irwin County, GA 2Under 10 loans0.0%
Franklin County, FL 1Under 10 loans0.0%
Ben Hill County, GA 1Under 10 loans50.0%
Coweta County, GA 1Under 10 loans0.0%
Crawford County, GA 1Under 10 loans0.0%
Dooly County, GA 1Under 10 loans50.0%
Montgomery County, GA 1Under 10 loans0.0%
Peach County, GA 1Under 10 loans50.0%
Thomas County, GA 1Under 10 loans0.0%
Worth County, GA 1Under 10 loans0.0%
Wakulla County, FL 0Under 10 loansNot published
Jones County, GA 0Under 10 loans100.0%
Wilcox County, GA 0Under 10 loans0.0%

Get told when this changes

When Planters First Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.