Mainstreet Community Bank of Florida
Mainstreet Community Bank of Florida received 161 applications in 2025 and made 93 mortgages, in 17 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $305,000. Of 133 decisions, 38 were denials — 28.6%.
| Legal Entity Identifier | 5493001LOTO6OW0LKT63 |
|---|---|
| Applications received | 161 |
| Mortgages made | 93 |
| Denied | 38 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Mainstreet Community Bank of Florida, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 67 | Not published | $305,000 | 21.8% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 10 | Not published | $365,000 | 35.3% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 52.9% |
Where Mainstreet Community Bank of Florida lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Volusia County, FL | 37 | Not published | 32.7% |
| Marion County, FL | 21 | Not published | 30.0% |
| Grady County, GA | 14 | Not published | 12.5% |
| Lake County, FL | 9 | Under 10 loans | 30.8% |
| Orange County, FL | 3 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 50.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 50.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Colquitt County, GA | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 0 | Under 10 loans | 100.0% |
| Pasco County, FL | 0 | Under 10 loans | 100.0% |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.