COMMUNITY CREDIT UNION of FLORIDA
COMMUNITY CREDIT UNION of FLORIDA received 1,195 applications in 2025 and made 730 mortgages, in 31 counties across 7 states. The median rate its borrowers got was 7.250% on a median loan of $105,000. Of 1,052 decisions, 297 were denials — 28.2%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930030C6U0HERIQ090 |
|---|---|
| Applications received | 1,195 |
| Mortgages made | 730 |
| Denied | 297 |
| Approved, not taken up | 25 |
| Withdrawn or incomplete | 143 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.505 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 126 | 6.625% | $285,000 | 16.8% |
| Refinancing | 98 | 7.250% | $165,000 | 19.7% |
| Cash-out refinancing | 20 | 8.120% | $130,000 | 31.0% |
| Other purposes | 486 | 8.250% | $75,000 | 32.0% |
Where COMMUNITY CREDIT UNION of FLORIDA lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brevard County, FL | 651 | 7.250% | 26.6% |
| Orange County, FL | 20 | 7.750% | 33.3% |
| Volusia County, FL | 12 | 7.250% | 27.8% |
| Polk County, FL | 9 | Under 10 loans | 40.0% |
| Seminole County, FL | 7 | Under 10 loans | 22.2% |
| Indian River County, FL | 5 | Under 10 loans | 0.0% |
| Osceola County, FL | 5 | Under 10 loans | 37.5% |
| Broward County, FL | 3 | Under 10 loans | 50.0% |
| Citrus County, FL | 3 | Under 10 loans | 0.0% |
| Lake County, FL | 3 | Under 10 loans | 25.0% |
| St. Lucie County, FL | 3 | Under 10 loans | 40.0% |
| Lee County, FL | 2 | Under 10 loans | 33.3% |
| Nassau County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 33.3% |
| Hillsborough County, FL | 1 | Under 10 loans | 50.0% |
| Marion County, FL | 1 | Under 10 loans | 66.7% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 0 | Under 10 loans | Not published |
| Charlotte County, FL | 0 | Under 10 loans | Not published |
| Duval County, FL | 0 | Under 10 loans | 100.0% |
| Levy County, FL | 0 | Under 10 loans | Not published |
| Manatee County, FL | 0 | Under 10 loans | 100.0% |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
| Okeechobee County, FL | 0 | Under 10 loans | 100.0% |
| Pinellas County, FL | 0 | Under 10 loans | 100.0% |
| Santa Rosa County, FL | 0 | Under 10 loans | 100.0% |
| Hancock County, MS | 0 | Under 10 loans | 100.0% |
| Morton County, ND | 0 | Under 10 loans | 100.0% |
| Summit County, OH | 0 | Under 10 loans | 100.0% |
| Anderson County, SC | 0 | Under 10 loans | 100.0% |
| Lincoln County, TN | 0 | Under 10 loans | 100.0% |
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When COMMUNITY CREDIT UNION of FLORIDA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.