Mortgage Lender Index

TrustCo Bank

TrustCo Bank is a savings bank based in Glenville, New York, with $6.5 billion in assets and $5.7 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 132 branches in 33 counties.

FDIC certificate31945
Charter classSavings bank
EstablishedNot published
Assets$6.5 billion
Deposits$5.7 billion
Offices134
Net income, year to date$33.6 million
Return on assets1.04%
Websitewww.trustcobank.com
Mortgage lendingTrustCo Bank reported 2,788 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Albany County, NY 18$1.3 billion
Saratoga County, NY 14$756.2 million
Orange County, FL 14$281.6 million
Schenectady County, NY 12$1.2 billion
Seminole County, FL 11$179.4 million
Westchester County, NY 8$194.0 million
Rensselaer County, NY 7$379.4 million
Lake County, FL 5$124.8 million
Sarasota County, FL 4$137.9 million
Warren County, NY 4$119.8 million
Rockland County, NY 4$105.6 million
Columbia County, NY 3$98.3 million
Volusia County, FL 3$79.1 million
Dutchess County, NY 3$70.7 million
Washington County, NY 2$99.5 million
Polk County, FL 2$39.9 million
Osceola County, FL 2$34.5 million
Greene County, NY 1$117.8 million
Hillsborough County, FL 1$77.9 million
Schoharie County, NY 1$39.7 million
Charlotte County, FL 1$37.9 million
Montgomery County, NY 1$37.0 million
Berkshire County, MA 1$31.5 million
Orange County, NY 1$19.8 million
Martin County, FL 1$19.2 million
Bennington County, VT 1$18.7 million
Flagler County, FL 1$17.6 million
Brevard County, FL 1$16.7 million
Indian River County, FL 1$16.3 million
Bergen County, NJ 1$14.5 million
Palm Beach County, FL 1$12.5 million
Manatee County, FL 1$11.3 million
Putnam County, NY 1$3.9 million

Closed since the 2025 survey

4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.