EZ FUNDINGS INC.
EZ FUNDINGS INC. received 517 applications in 2025 and made 401 mortgages, in 46 counties across 11 states. The median rate its borrowers got was 6.490% on a median loan of $515,000. Of 402 decisions, 1 were denials — 0.3%, most often for credit application incomplete.
| Legal Entity Identifier | 54930098QK48NVYBZC62 |
|---|---|
| Applications received | 517 |
| Mortgages made | 401 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 115 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.375 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 339 | 6.500% | $515,000 | 0.3% |
| Refinancing | 48 | 6.188% | $545,000 | 0.0% |
| Cash-out refinancing | 14 | 6.750% | $425,000 | 0.0% |
Where EZ FUNDINGS INC. lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| San Bernardino County, CA | 128 | 6.375% | 0.0% |
| Los Angeles County, CA | 107 | 6.624% | 0.0% |
| Riverside County, CA | 78 | 6.375% | 0.0% |
| San Diego County, CA | 17 | 6.125% | 0.0% |
| Kern County, CA | 10 | 6.500% | 0.0% |
| Orange County, CA | 9 | Under 10 loans | 0.0% |
| Macomb County, MI | 8 | Under 10 loans | 0.0% |
| Ventura County, CA | 5 | Under 10 loans | 0.0% |
| Oakland County, MI | 5 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Pinellas County, FL | 2 | Under 10 loans | 33.3% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Williamson County, TX | 2 | Under 10 loans | 0.0% |
| Baxter County, AR | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Merced County, CA | 1 | Under 10 loans | 0.0% |
| San Benito County, CA | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 1 | Under 10 loans | 0.0% |
| Sutter County, CA | 1 | Under 10 loans | 0.0% |
| Adams County, CO | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Madison County, KY | 1 | Under 10 loans | 0.0% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Lapeer County, MI | 1 | Under 10 loans | 0.0% |
| Saginaw County, MI | 1 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 1 | Under 10 loans | 0.0% |
| Shelby County, TN | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Clark County, WA | 1 | Under 10 loans | 0.0% |
| Boone County, AR | 0 | Under 10 loans | Not published |
| Crawford County, AR | 0 | Under 10 loans | Not published |
| Pulaski County, AR | 0 | Under 10 loans | Not published |
| Lake County, CA | 0 | Under 10 loans | Not published |
| Placer County, CA | 0 | Under 10 loans | Not published |
| Dallas County, TX | 0 | Under 10 loans | Not published |
| Denton County, TX | 0 | Under 10 loans | Not published |
| Navarro County, TX | 0 | Under 10 loans | Not published |
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When EZ FUNDINGS INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.