Home purchase lenders in Macomb County
10,152 home purchase mortgages were made in Macomb County, Michigan, in 2025, by 334 lenders. The median rate their borrowers got was 6.625% on a median loan of $225,000. Of 12,598 decisions, 2,069 were denials — 16.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,298 | 6.625% | $235,000 | 10.0% |
| Rocket Mortgage, LLC | 1,001 | 6.625% | $235,000 | 11.6% |
| MORTGAGE 1 INCORPORATED | 575 | 6.625% | $225,000 | 1.6% |
| UNION HOME MORTGAGE CORP. | 292 | 6.875% | $225,000 | 3.3% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 278 | 6.125% | $235,000 | 4.8% |
| Flagstar Bank, N.A. | 258 | 6.625% | $215,000 | 16.2% |
| First State Bank | 258 | 6.625% | $225,000 | 4.1% |
| 21st Mortgage Corporation | 232 | 11.190% | $55,000 | 67.7% |
| GUARANTEED RATE, INC. | 215 | 6.625% | $245,000 | 5.7% |
| THE LOAN STORE, INC. | 170 | 6.875% | $245,000 | 10.8% |
| LAKE MICHIGAN CREDIT UNION | 170 | 6.375% | $385,000 | 2.3% |
| STAUNTON FINANCIAL, INC. | 160 | 6.625% | $225,000 | 4.8% |
| The Huntington National Bank | 156 | 6.563% | $215,000 | 12.2% |
| JPMorgan Chase Bank, National Association | 143 | 6.375% | $225,000 | 13.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 141 | 6.875% | $225,000 | 2.1% |
| MORTGAGE CENTER L.C | 137 | 6.375% | $255,000 | 3.5% |
| Mortgage Research Center, LLC | 132 | 6.250% | $285,000 | 10.7% |
| Genisys Credit Union | 132 | 6.375% | $265,000 | 8.8% |
| Bank of America, National Association | 128 | 5.995% | $205,000 | 17.4% |
| Superior National Bank | 113 | 6.625% | $215,000 | 1.7% |
| TRIAD FINANCIAL SERVICES, INC. | 110 | 8.490% | $55,000 | 56.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 110 | 6.625% | $215,000 | 4.8% |
| First Merchants Bank | 107 | 6.000% | $185,000 | 6.1% |
| UIF CORPORATION | 94 | 6.875% | $195,000 | 12.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 91 | 6.625% | $215,000 | 3.9% |
| NEWREZ LLC | 80 | 6.688% | $245,000 | 13.0% |
| ZILLOW HOME LOANS, LLC | 77 | 6.625% | $215,000 | 8.3% |
| PLAZA HOME MORTGAGE, INC. | 76 | 6.750% | $225,000 | 17.9% |
| SUCCESS MORTGAGE PARTNERS, INC. | 73 | 6.625% | $265,000 | 5.2% |
| MICHIGAN FIRST CREDIT UNION | 68 | 6.625% | $205,000 | 18.8% |
| PULTE MORTGAGE LLC | 65 | 6.625% | $455,000 | 7.1% |
| MICHIGAN MUTUAL, INC. | 65 | 6.990% | $225,000 | 3.8% |
| Citizens Bank, National Association | 55 | 6.650% | $195,000 | 22.5% |
| The Dart Bank | 54 | 6.750% | $455,000 | 3.6% |
| EVERETT FINANCIAL, INC. | 51 | 6.625% | $225,000 | 10.9% |
| Navy Federal Credit Union | 51 | 6.125% | $345,000 | 10.5% |
| University Bank | 51 | 6.625% | $225,000 | 0.0% |
| THE MORTGAGE LINK, INC. | 50 | 6.625% | $215,000 | 1.8% |
| CREDIT UNION ONE | 48 | 6.625% | $215,000 | 15.5% |
| M/I FINANCIAL, LLC | 48 | 5.875% | $430,000 | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | 46 | 6.499% | $255,000 | 14.8% |
| ROSS MORTGAGE CORPORATION | 46 | 6.625% | $210,000 | 6.1% |
| CMG MORTGAGE, INC. | 45 | 6.625% | $185,000 | 5.9% |
| Zippy Loans, LLC | 43 | 9.650% | $65,000 | 52.1% |
| Fifth Third Bank, National Association | 43 | 6.625% | $225,000 | 24.1% |
| PNC Bank, National Association | 38 | 6.250% | $215,000 | 17.4% |
| DFCU FINANCIAL | 37 | 6.250% | $205,000 | 2.6% |
| Commerce Home Mortgage, Inc. | 34 | 8.750% | $255,000 | 15.0% |
| Kiavi Funding, Inc. | 34 | 10.490% | $145,000 | 10.0% |
| Polish-American Federal Credit Union | 34 | 6.125% | $135,000 | 2.9% |
| Comerica Bank | 28 | 6.490% | $250,000 | 16.7% |
| Independent Bank | 27 | 6.625% | $305,000 | 10.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 27 | 6.875% | $65,000 | 0.0% |
| KIND LENDING, LLC | 26 | 6.625% | $280,000 | 36.6% |
| GUIDANCE RESIDENTIAL, LLC | 26 | 6.875% | $220,000 | 7.1% |
| Plains Commerce Bank | 26 | 6.625% | $270,000 | 10.3% |
| Broker Solutions, Inc. | 25 | 7.250% | $155,000 | 7.4% |
| Loandepot.Com, LLC | 25 | 6.875% | $235,000 | 7.4% |
| RUOFF MORTGAGE COMPANY, INC. | 25 | 6.625% | $225,000 | 0.0% |
| PRESTON HOME LOANS INC | 24 | 6.625% | $205,000 | 7.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 23 | 6.750% | $225,000 | 4.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 23 | 6.625% | $375,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 6.990% | $235,000 | 24.1% |
| MOVEMENT MORTGAGE, LLC | 21 | 6.625% | $185,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 21 | 6.625% | $255,000 | 4.6% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 21 | 6.750% | $275,000 | 0.0% |
| GREENSTATE Credit Union | 20 | 8.090% | $45,000 | 51.6% |
| OCMBC, INC. | 19 | 7.250% | $125,000 | 16.0% |
| USAA Federal Savings Bank | 19 | 6.125% | $395,000 | 29.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.500% | $285,000 | 5.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 18 | 6.625% | $205,000 | 16.7% |
| AML FUNDING LLC | 17 | 7.125% | $295,000 | 0.0% |
| ChoiceOne Bank | 16 | 6.125% | $240,000 | 0.0% |
| Luminate Bank | 16 | 6.990% | $230,000 | 11.1% |
| CHAMPIONS FUNDING, LLC | 15 | 8.375% | $225,000 | 16.7% |
| TOWNE MORTGAGE COMPANY | 15 | 6.750% | $245,000 | 6.3% |
| CONSUMERS CREDIT UNION | 15 | 6.750% | $265,000 | 0.0% |
| Equity Prime Mortgage LLC | 14 | 7.375% | $250,000 | 36.4% |
| MEMBER FIRST MORTGAGE, LLC | 13 | 6.375% | $305,000 | 23.5% |
| STOCKTON MORTGAGE CORPORATION | 13 | 6.750% | $235,000 | 0.0% |
| GreenStone Farm Credit Services, FLCA | 13 | 6.550% | $585,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.500% | $300,000 | 50.0% |
| NEXERA HOLDING LLC | 12 | 7.625% | $265,000 | 25.0% |
| TOP FLITE FINANCIAL, INC. | 12 | 6.808% | $195,000 | 20.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 12 | 6.650% | $380,000 | 14.3% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 11.000% | $100,000 | 0.0% |
| AMWEST FUNDING CORP. | 12 | 7.000% | $200,000 | 0.0% |
| ALLIANCE CATHOLIC CREDIT UNION | 11 | 6.375% | $285,000 | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 11 | 8.375% | $315,000 | 0.0% |
| LOWER, LLC | 11 | 7.000% | $165,000 | 8.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.750% | $235,000 | 15.4% |
| Fairway Independent Mortgage Corporation | 11 | 7.063% | $135,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 10.990% | $65,000 | 74.4% |
| U.S. Bank National Association | 10 | 6.750% | $250,000 | 16.7% |
| JMAC LENDING, INC. | 10 | 7.125% | $190,000 | 0.0% |
| Texana Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 35.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SELFRELIANCE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 23.5% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESITE MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| J. VIRGIL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Extra | 6 | Under 10 loans | Under 10 loans | 33.3% |
| VISTA POINT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VIBE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EZ FUNDINGS INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Mercantile Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE ANDERSON FINANCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 4 | Under 10 loans | Under 10 loans | 82.6% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Independence Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EASTRISE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Dort Financial Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Michigan Legacy Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Ann Arbor | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 71.4% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Northstar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dearborn Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN EDUCATIONAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAC Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Orion Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Honor Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 84.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 134 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.