Orion Federal Credit Union
Orion Federal Credit Union received 451 applications in 2025 and made 339 mortgages, in 63 counties across 21 states. The median rate its borrowers got was 6.250% on a median loan of $275,000. Of 356 decisions, 17 were denials — 4.8%, most often for credit history.
| Legal Entity Identifier | 254900U2ZPLWQTSD3158 |
|---|---|
| Applications received | 451 |
| Mortgages made | 339 |
| Denied | 17 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 95 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.059 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 273 | 6.125% | $305,000 | 2.9% |
| Refinancing | 20 | 5.970% | $405,000 | 0.0% |
| Cash-out refinancing | 46 | 6.688% | $130,000 | 16.4% |
Where Orion Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shelby County, TN | 250 | 6.250% | 3.9% |
| DeSoto County, MS | 13 | 5.990% | 7.1% |
| Fayette County, TN | 13 | 6.125% | 0.0% |
| Davidson County, TN | 5 | Under 10 loans | 0.0% |
| Madison County, TN | 4 | Under 10 loans | 0.0% |
| Wake County, NC | 3 | Under 10 loans | 0.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Macomb County, MI | 2 | Under 10 loans | 0.0% |
| Lafayette County, MS | 2 | Under 10 loans | 0.0% |
| Marshall County, MS | 2 | Under 10 loans | 0.0% |
| Hardeman County, TN | 2 | Under 10 loans | 0.0% |
| Knox County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Craighead County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Lincoln County, AR | 1 | Under 10 loans | 0.0% |
| Lonoke County, AR | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Murray County, GA | 1 | Under 10 loans | 0.0% |
| Walker County, GA | 1 | Under 10 loans | 0.0% |
| Bonneville County, ID | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Warren County, KY | 1 | Under 10 loans | 0.0% |
| Howard County, MD | 1 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 1 | Under 10 loans | 0.0% |
| Harrison County, MS | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 0.0% |
| Auglaize County, OH | 1 | Under 10 loans | 0.0% |
| Benton County, TN | 1 | Under 10 loans | 0.0% |
| Carroll County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Henderson County, TN | 1 | Under 10 loans | 0.0% |
| Marshall County, TN | 1 | Under 10 loans | 0.0% |
| Obion County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Tipton County, TN | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| King County, WA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.