Pointbank
Pointbank received 82 applications in 2025 and made 46 mortgages, in 13 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $465,000. Of 60 decisions, 12 were denials — 20.0%.
| Legal Entity Identifier | 549300JODTD5ROHSII79 |
|---|---|
| Applications received | 82 |
| Mortgages made | 46 |
| Denied | 12 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Pointbank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $555,000 | 15.2% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 33.3% |
Where Pointbank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Denton County, TX | 23 | Not published | 22.6% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| Dallas County, TX | 4 | Under 10 loans | 20.0% |
| Tarrant County, TX | 4 | Under 10 loans | 33.3% |
| Smith County, TX | 3 | Under 10 loans | 0.0% |
| Cooke County, TX | 2 | Under 10 loans | 0.0% |
| Grayson County, TX | 2 | Under 10 loans | 0.0% |
| Rio Grande County, CO | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Montague County, TX | 1 | Under 10 loans | 0.0% |
| Wise County, TX | 1 | Under 10 loans | 50.0% |
| Grady County, OK | 0 | Under 10 loans | 100.0% |
| Ellis County, TX | 0 | Under 10 loans | Not published |
Get told when this changes
When Pointbank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.