Home purchase lenders in Denton County
16,531 home purchase mortgages were made in Denton County, Texas, in 2025, by 622 lenders. The median rate their borrowers got was 6.250% on a median loan of $375,000. Of 19,431 decisions, 2,224 were denials — 11.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 1,352 | 4.500% | $335,000 | 15.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,210 | 6.500% | $405,000 | 8.0% |
| LENNAR MORTGAGE, LLC | 1,139 | 4.625% | $265,000 | 20.3% |
| Rocket Mortgage, LLC | 529 | 6.500% | $405,000 | 12.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 493 | 6.750% | $475,000 | 1.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 482 | 5.990% | $515,000 | 4.6% |
| Taylor Morrison Home Funding, Inc. | 347 | 5.490% | $435,000 | 9.4% |
| JPMorgan Chase Bank, National Association | 342 | 6.375% | $425,000 | 9.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 324 | 6.624% | $405,000 | 2.4% |
| Fairway Independent Mortgage Corporation | 290 | 6.625% | $405,000 | 1.4% |
| CMG MORTGAGE, INC. | 266 | 6.500% | $395,000 | 2.0% |
| PULTE MORTGAGE LLC | 265 | 5.125% | $395,000 | 10.1% |
| M/I FINANCIAL, LLC | 263 | 5.500% | $385,000 | 2.0% |
| Loandepot.Com, LLC | 248 | 4.990% | $400,000 | 16.9% |
| GUILD MORTGAGE COMPANY | 221 | 6.250% | $345,000 | 1.3% |
| SFMC, LP | 206 | 5.990% | $455,000 | 4.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 205 | 6.624% | $435,000 | 0.9% |
| JET HOMELOANS, LP | 182 | 5.990% | $545,000 | 5.1% |
| U.S. Bank National Association | 177 | 6.375% | $575,000 | 8.5% |
| PENNYMAC LOAN SERVICES, LLC | 177 | 6.250% | $435,000 | 14.1% |
| PRIORITY HOME MORTGAGE, L.P. | 172 | 5.990% | $475,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 165 | 6.875% | $345,000 | 2.9% |
| Mortgage Research Center, LLC | 154 | 6.125% | $405,000 | 10.3% |
| First United Bank and Trust Company | 151 | 6.625% | $405,000 | 3.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 151 | 6.625% | $345,000 | 9.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 145 | 6.375% | $435,000 | 5.8% |
| THE LOAN STORE, INC. | 133 | 6.625% | $315,000 | 2.0% |
| LOWER, LLC | 127 | 6.490% | $425,000 | 6.5% |
| KIND LENDING, LLC | 125 | 6.500% | $385,000 | 22.7% |
| Bank of America, National Association | 119 | 6.000% | $335,000 | 25.9% |
| Prosperity Home Mortgage, LLC | 114 | 6.538% | $395,000 | 1.7% |
| ZILLOW HOME LOANS, LLC | 113 | 6.125% | $355,000 | 4.2% |
| 254900YZ174H294JW398 | 111 | 5.250% | $425,000 | 2.3% |
| GUARANTEED RATE, INC. | 108 | 6.575% | $390,000 | 3.6% |
| MATTAMY HOME FUNDING, LLC | 107 | 5.625% | $455,000 | 7.0% |
| UNION HOME MORTGAGE CORP. | 106 | 5.990% | $375,000 | 4.4% |
| NexBank | 104 | 6.500% | $385,000 | 4.6% |
| Navy Federal Credit Union | 100 | 6.000% | $405,000 | 7.3% |
| 21st Mortgage Corporation | 91 | 10.200% | $75,000 | 72.3% |
| Paramount Residential Mortgage Group, Inc. | 91 | 6.625% | $415,000 | 3.2% |
| Broker Solutions, Inc. | 90 | 6.750% | $365,000 | 4.3% |
| FREEDOM MORTGAGE CORPORATION | 89 | 5.990% | $425,000 | 8.2% |
| BETTER MORTGAGE CORPORATION | 88 | 6.625% | $415,000 | 16.8% |
| Frost Bank | 81 | 7.980% | $255,000 | 27.3% |
| TOLL BROTHERS MORTGAGE COMPANY | 80 | 6.490% | $535,000 | 17.6% |
| MOVEMENT MORTGAGE, LLC | 79 | 6.437% | $385,000 | 4.6% |
| NEWREZ LLC | 79 | 6.500% | $405,000 | 7.0% |
| HIGHLAND HOMELOANS, LLC | 78 | 5.500% | $495,000 | 1.2% |
| VELOCIO MORTGAGE L.L.C. | 76 | 4.990% | $335,000 | 3.8% |
| REPUBLIC STATE MORTGAGE CO. | 72 | 5.875% | $365,000 | 0.0% |
| PLANET HOME LENDING, LLC | 71 | 6.500% | $355,000 | 6.6% |
| AML FUNDING LLC | 67 | 6.500% | $325,000 | 2.9% |
| CORNERSTONE CAPITAL BANK, SSB | 66 | 6.490% | $420,000 | 1.5% |
| Wells Fargo Bank, National Association | 63 | 6.375% | $345,000 | 20.3% |
| Texas Regional Bank | 63 | 6.500% | $335,000 | 5.9% |
| American National Bank & Trust | 63 | 6.625% | $415,000 | 1.5% |
| KBHS HOME LOANS, LLC | 61 | 6.125% | $365,000 | 10.1% |
| GARDNER FINANCIAL SERVICES, LTD. | 60 | 6.125% | $310,000 | 4.7% |
| DATCU | 59 | 6.000% | $315,000 | 11.9% |
| PLAZA HOME MORTGAGE, INC. | 58 | 6.500% | $420,000 | 17.8% |
| First Financial Bank | 55 | 6.900% | $345,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 52 | 6.688% | $335,000 | 7.1% |
| THE MORTGAGE LINK, INC. | 50 | 6.625% | $315,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 49 | 6.500% | $415,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 49 | 6.490% | $325,000 | 3.9% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 47 | 6.625% | $375,000 | 0.0% |
| AMWEST FUNDING CORP. | 46 | 6.500% | $375,000 | 4.2% |
| V.I.P. MORTGAGE, INC. | 44 | 6.375% | $375,000 | 4.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | 44 | 6.188% | $325,000 | 0.0% |
| American Airlines Federal Credit Union | 43 | 6.125% | $405,000 | 3.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 43 | 6.125% | $445,000 | 2.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 43 | 6.875% | $345,000 | 4.4% |
| FIRST EQUITY MORTGAGE INCORPORATED | 41 | 6.500% | $805,000 | 4.7% |
| First Bank | 41 | 6.750% | $395,000 | 1.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 41 | 6.250% | $385,000 | 2.0% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 41 | 6.125% | $465,000 | 4.7% |
| USAA Federal Savings Bank | 40 | 6.375% | $370,000 | 36.9% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 40 | 6.562% | $370,000 | 2.4% |
| Sierra Pacific Mortgage Company, Inc. | 40 | 6.500% | $410,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 40 | 6.375% | $370,000 | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 40 | 6.500% | $315,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 40 | 6.750% | $425,000 | 0.0% |
| Tomo Mortgage, LLC | 39 | 6.125% | $355,000 | 15.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 39 | 6.625% | $405,000 | 2.5% |
| CERTIFIED FUNDING, L.P. | 38 | 7.500% | $200,000 | 37.7% |
| NATIONSTAR MORTGAGE LLC | 38 | 6.563% | $385,000 | 0.0% |
| A&D Mortgage LLC | 36 | 6.495% | $365,000 | 19.6% |
| CRESTMARK MORTGAGE COMPANY, LTD. | 36 | 5.990% | $670,000 | 0.0% |
| Plains Commerce Bank | 34 | 6.500% | $375,000 | 10.5% |
| Prosperity Bank | 34 | 6.813% | $740,000 | 17.8% |
| CHAMPIONS FUNDING, LLC | 34 | 7.875% | $345,000 | 15.0% |
| BOKF, National Association | 34 | 6.625% | $505,000 | 10.5% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 34 | 6.500% | $605,000 | 0.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 33 | 6.250% | $445,000 | 14.0% |
| TEXAS MORTGAGE LENDING, LLC | 33 | 6.375% | $375,000 | 10.8% |
| NFM, INC. | 33 | 6.750% | $415,000 | 0.0% |
| Cadence Bank | 31 | 6.375% | $765,000 | 11.1% |
| PNC Bank, National Association | 30 | 6.375% | $505,000 | 16.7% |
| Waterstone Mortgage Corporation | 29 | 6.625% | $375,000 | 0.0% |
| RESICENTRAL, LLC | 28 | 6.563% | $335,000 | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 26 | 6.250% | $485,000 | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 26 | 7.250% | $310,000 | 35.0% |
| Gateway First Bank | 26 | 6.313% | $340,000 | 10.3% |
| CANOPY MORTGAGE, LLC | 26 | 6.500% | $405,000 | 0.0% |
| 2549004YKXDDHUWUOH37 | 26 | 4.990% | $405,000 | 3.7% |
| CLM MORTGAGE, INC. | 25 | 5.750% | $725,000 | 6.5% |
| First State Bank | 25 | 6.875% | $285,000 | 7.4% |
| Flagstar Bank, N.A. | 24 | 6.438% | $480,000 | 29.4% |
| Morgan Stanley Private Bank, National Association | 24 | 5.925% | $805,000 | 3.9% |
| First Horizon Bank | 23 | 6.375% | $645,000 | 4.2% |
| OCMBC, INC. | 22 | 7.062% | $390,000 | 14.3% |
| Equity Prime Mortgage LLC | 21 | 7.250% | $375,000 | 16.0% |
| Truist Bank | 21 | 6.375% | $805,000 | 18.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 21 | 5.875% | $405,000 | 11.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 21 | 6.625% | $385,000 | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 21 | 6.490% | $445,000 | 0.0% |
| Centennial Bank | 20 | 6.875% | $380,000 | 9.1% |
| MEMBER FIRST MORTGAGE, LLC | 20 | 6.125% | $460,000 | 4.8% |
| TOWNE MORTGAGE COMPANY | 20 | 6.000% | $380,000 | 0.0% |
| Constant Investments, Inc. | 20 | 6.688% | $360,000 | 0.0% |
| Click n' Close, Inc. | 19 | 6.500% | $315,000 | 8.7% |
| NBKC BANK | 19 | 6.000% | $535,000 | 17.4% |
| NETWORK FUNDING, L.P. | 19 | 6.624% | $435,000 | 9.5% |
| Cornerstone First Mortgage, Inc | 19 | 6.750% | $365,000 | 0.0% |
| NEW WAVE LENDING GROUP INC | 19 | 7.125% | $305,000 | 0.0% |
| Toyota Financial Savings Bank | 19 | Not published | $445,000 | 0.0% |
| JMAC LENDING, INC. | 19 | 6.375% | $405,000 | 0.0% |
| Charles Schwab Bank, SSB | 19 | 5.500% | $725,000 | 5.0% |
| Kiavi Funding, Inc. | 18 | 9.675% | $315,000 | 13.0% |
| SouthState Bank, National Association | 18 | 6.563% | $450,000 | 10.0% |
| ENVOY MORTGAGE, LTD | 18 | 6.500% | $390,000 | 0.0% |
| OriginPoint, LLC | 17 | 6.750% | $535,000 | 10.5% |
| Pointbank | 17 | Not published | $705,000 | 18.2% |
| DEEPHAVEN MORTGAGE LLC | 17 | 6.990% | $375,000 | 34.6% |
| Synergy One Lending, Inc. | 17 | 6.490% | $335,000 | 10.5% |
| PILGRIM MORTGAGE LLC | 17 | 6.250% | $345,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 17 | 6.625% | $295,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 16 | 7.750% | $310,000 | 5.9% |
| PLATINUM EAGLE MORTGAGE LLC | 16 | 6.438% | $380,000 | 0.0% |
| T2 FINANCIAL LLC | 16 | 6.495% | $370,000 | 5.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 9.625% | $265,000 | 0.0% |
| Great Plains National Bank | 16 | 6.813% | $345,000 | 0.0% |
| TEXANS | 15 | 6.250% | $345,000 | 11.8% |
| BAY EQUITY LLC | 15 | 6.875% | $345,000 | 5.9% |
| First Federal Bank | 15 | 6.000% | $515,000 | 16.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 15 | 6.125% | $325,000 | 28.0% |
| Sunflower Bank, National Association | 15 | 6.625% | $365,000 | 6.3% |
| TexasBank | 15 | 7.500% | $275,000 | 6.3% |
| GSB MORTGAGE, INC. | 15 | 6.750% | $395,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 14 | 8.675% | $80,000 | 54.0% |
| Hometown Equity Mortgage, LLC | 14 | 7.000% | $300,000 | 54.8% |
| UIF CORPORATION | 14 | 6.990% | $350,000 | 17.7% |
| SIRVA MORTGAGE, INC. | 14 | 6.563% | $540,000 | 0.0% |
| Citadel Servicing Corporation | 14 | 7.563% | $255,000 | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 14 | 6.438% | $275,000 | 0.0% |
| The American National Bank of Texas | 14 | 6.557% | $380,000 | 0.0% |
| Citibank, National Association | 13 | 5.640% | $1,025,000 | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 13 | 6.375% | $435,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 13 | 6.750% | $275,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.750% | $375,000 | 13.3% |
| Ixonia Bank | 13 | 6.990% | $415,000 | 7.1% |
| NMSI, INC. | 13 | 6.500% | $415,000 | 0.0% |
| Orchard Mortgage, LLC | 12 | 7.250% | $320,000 | 0.0% |
| International Bank of Commerce | 12 | 7.750% | $180,000 | 20.0% |
| FlexPoint, Inc. | 12 | 6.813% | $300,000 | 12.5% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 12 | 6.495% | $475,000 | 7.7% |
| CLEAREDGE LENDING LLC | 11 | 7.500% | $335,000 | 35.3% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 3.875% | $325,000 | 42.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 11 | 6.750% | $285,000 | 21.4% |
| NEXERA HOLDING LLC | 11 | 7.125% | $575,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 11 | 7.249% | $435,000 | 26.7% |
| Florida Capital Bank, National Association | 11 | 6.375% | $475,000 | 8.3% |
| Magnolia Bank, Incorporated | 11 | 6.125% | $335,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.445% | $470,000 | 7.7% |
| First Option Mortgage, LLC | 10 | 6.813% | $420,000 | 10.5% |
| ARC HOME LLC | 10 | 7.058% | $395,000 | 16.7% |
| BELEM SERVICING LLC | 10 | 6.563% | $395,000 | 0.0% |
| Veritex Community Bank | 10 | 6.125% | $870,000 | 0.0% |
| General Mortgage Capital Corporation | 10 | 7.063% | $410,000 | 0.0% |
| DIGITAL | 9 | Under 10 loans | Under 10 loans | 52.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 10.0% |
| City Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| US MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERITRUST MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST COMMUNITY CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 57.5% |
| Strong Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 422 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.