Classic Bank, National Association
Classic Bank, National Association received 86 applications in 2025 and made 60 mortgages, in 21 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $255,000. Of 80 decisions, 14 were denials — 17.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900XJUBW1WCO2J645 |
|---|---|
| Applications received | 86 |
| Mortgages made | 60 |
| Denied | 14 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Classic Bank, National Association, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $335,000 | 7.7% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 20 | Not published | $90,000 | 29.0% |
Where Classic Bank, National Association lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Milam County, TX | 15 | Not published | 29.2% |
| Lee County, TX | 11 | Not published | 14.3% |
| Falls County, TX | 6 | Under 10 loans | 0.0% |
| Bastrop County, TX | 5 | Under 10 loans | 28.6% |
| Bell County, TX | 5 | Under 10 loans | 0.0% |
| Williamson County, TX | 4 | Under 10 loans | 14.3% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Fayette County, TX | 2 | Under 10 loans | 0.0% |
| Archuleta County, CO | 1 | Under 10 loans | 0.0% |
| Austin County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Burleson County, TX | 1 | Under 10 loans | 0.0% |
| Hamilton County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Lavaca County, TX | 1 | Under 10 loans | 0.0% |
| Robertson County, TX | 1 | Under 10 loans | 0.0% |
| Karnes County, TX | 0 | Under 10 loans | Not published |
| Live Oak County, TX | 0 | Under 10 loans | 100.0% |
| Llano County, TX | 0 | Under 10 loans | 100.0% |
| Washington County, TX | 0 | Under 10 loans | 0.0% |
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When Classic Bank, National Association’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.