F & C Bank
F & C Bank received 200 applications in 2025 and made 183 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $175,000. Of 196 decisions, 3 were denials — 1.5%.
| Legal Entity Identifier | 254900FI70PE7HWAVD04 |
|---|---|
| Applications received | 200 |
| Mortgages made | 183 |
| Denied | 3 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: F & C Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 110 | Not published | $205,000 | 2.5% |
| Refinancing | 58 | Not published | $155,000 | 0.0% |
| Other purposes | 15 | Not published | $65,000 | 0.0% |
Where F & C Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Johnson County, MO | 130 | Not published | 0.0% |
| Jackson County, MO | 24 | Not published | 3.9% |
| Cass County, MO | 6 | Under 10 loans | 14.3% |
| Clay County, MO | 6 | Under 10 loans | 0.0% |
| Lafayette County, MO | 4 | Under 10 loans | 0.0% |
| Henry County, MO | 3 | Under 10 loans | 0.0% |
| Benton County, MO | 2 | Under 10 loans | 0.0% |
| Camden County, MO | 2 | Under 10 loans | 0.0% |
| Pettis County, MO | 2 | Under 10 loans | 33.3% |
| Phelps County, MO | 1 | Under 10 loans | 0.0% |
| Ray County, MO | 1 | Under 10 loans | 0.0% |
| Saline County, MO | 1 | Under 10 loans | 0.0% |
| Taney County, MO | 1 | Under 10 loans | 0.0% |
| Bates County, MO | 0 | Under 10 loans | Not published |
Get told when this changes
When F & C Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.