Preferred Bank
Preferred Bank received 39 applications in 2025 and made 38 mortgages, in 12 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $160,000. Of 39 decisions, 1 were denials — 2.6%.
| Legal Entity Identifier | 254900RVMJYWIGVSVC74 |
|---|---|
| Applications received | 39 |
| Mortgages made | 38 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Preferred Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | Not published | $170,000 | 4.4% |
| Refinancing | 12 | Not published | $175,000 | 0.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where Preferred Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Linn County, MO | 15 | Not published | 6.3% |
| Jackson County, MO | 8 | Under 10 loans | 0.0% |
| Chariton County, MO | 4 | Under 10 loans | 0.0% |
| Lafayette County, MO | 3 | Under 10 loans | 0.0% |
| Franklin County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Benton County, MO | 1 | Under 10 loans | 0.0% |
| Cass County, MO | 1 | Under 10 loans | 0.0% |
| Daviess County, MO | 1 | Under 10 loans | 0.0% |
| Livingston County, MO | 1 | Under 10 loans | 0.0% |
| Macon County, MO | 1 | Under 10 loans | 0.0% |
| San Juan County, WA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Preferred Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.