Mortgage Lender Index

Point West Credit Union

Point West Credit Union received 27 applications in 2025 and made 17 mortgages, in 6 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 27 decisions, 5 were denials — 18.5%.

Legal Entity Identifier25490045AQF6IJKP4394
Applications received27
Mortgages made17
Denied5
Approved, not taken up5
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase3 Under 10 loansUnder 10 loans 0.0%
Refinancing3 Under 10 loansUnder 10 loans 40.0%
Other purposes11 Not published$85,000 21.4%

Where Point West Credit Union lends most

The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clackamas County, OR 6Under 10 loans12.5%
Multnomah County, OR 4Under 10 loans28.6%
Washington County, OR 4Under 10 loans0.0%
Clark County, WA 2Under 10 loans33.3%
Lane County, OR 1Under 10 loans0.0%
Umatilla County, OR 0Under 10 loans0.0%

Get told when this changes

When Point West Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.