SELCO COMMUNITY
SELCO COMMUNITY received 2,068 applications in 2025 and made 1,184 mortgages, in 42 counties across 3 states. The median rate its borrowers got was 7.250% on a median loan of $75,000. Of 1,950 decisions, 635 were denials — 32.6%, most often for other. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493003WLEYGXGNTI654 |
|---|---|
| Applications received | 2,068 |
| Mortgages made | 1,184 |
| Denied | 635 |
| Approved, not taken up | 131 |
| Withdrawn or incomplete | 118 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.03 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 181 | 6.375% | $305,000 | 19.0% |
| Refinancing | 125 | 7.250% | $125,000 | 28.4% |
| Cash-out refinancing | 13 | 6.250% | $715,000 | 0.0% |
| Other purposes | 865 | 7.250% | $75,000 | 35.4% |
Where SELCO COMMUNITY lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lane County, OR | 589 | 7.250% | 30.3% |
| Deschutes County, OR | 298 | 7.250% | 30.6% |
| Marion County, OR | 49 | 7.250% | 42.9% |
| Linn County, OR | 45 | 7.250% | 30.1% |
| Multnomah County, OR | 43 | 7.250% | 36.0% |
| Crook County, OR | 18 | 7.250% | 40.0% |
| Jefferson County, OR | 18 | 7.250% | 38.7% |
| Washington County, OR | 18 | 7.250% | 39.5% |
| Polk County, OR | 17 | 7.250% | 9.5% |
| Clackamas County, OR | 13 | 7.250% | 44.0% |
| Benton County, OR | 12 | 7.250% | 26.3% |
| Lincoln County, OR | 7 | Under 10 loans | 36.4% |
| Douglas County, OR | 6 | Under 10 loans | 30.8% |
| Jackson County, OR | 6 | Under 10 loans | 33.3% |
| Clark County, WA | 6 | Under 10 loans | 45.5% |
| Harney County, OR | 5 | Under 10 loans | 60.0% |
| Coos County, OR | 4 | Under 10 loans | 16.7% |
| Yamhill County, OR | 4 | Under 10 loans | 30.8% |
| King County, WA | 4 | Under 10 loans | 33.3% |
| Klamath County, OR | 3 | Under 10 loans | 50.0% |
| Pierce County, WA | 3 | Under 10 loans | 62.5% |
| Columbia County, OR | 2 | Under 10 loans | 0.0% |
| Lake County, OR | 2 | Under 10 loans | 33.3% |
| Malheur County, OR | 2 | Under 10 loans | 50.0% |
| Curry County, OR | 1 | Under 10 loans | 0.0% |
| Hood River County, OR | 1 | Under 10 loans | 66.7% |
| Josephine County, OR | 1 | Under 10 loans | 66.7% |
| Tillamook County, OR | 1 | Under 10 loans | 0.0% |
| Wallowa County, OR | 1 | Under 10 loans | 66.7% |
| Wasco County, OR | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Cowlitz County, WA | 1 | Under 10 loans | 0.0% |
| Snohomish County, WA | 1 | Under 10 loans | 0.0% |
| Thurston County, WA | 1 | Under 10 loans | 0.0% |
| Clatsop County, OR | 0 | Under 10 loans | Not published |
| Grant County, OR | 0 | Under 10 loans | 100.0% |
| Umatilla County, OR | 0 | Under 10 loans | 100.0% |
| Union County, OR | 0 | Under 10 loans | 100.0% |
| Wheeler County, OR | 0 | Under 10 loans | 50.0% |
| Benton County, WA | 0 | Under 10 loans | Not published |
| Klickitat County, WA | 0 | Under 10 loans | 100.0% |
| Mason County, WA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.