Home purchase lenders in Multnomah County
7,790 home purchase mortgages were made in Multnomah County, Oregon, in 2025, by 355 lenders. The median rate their borrowers got was 6.500% on a median loan of $415,000. Of 8,703 decisions, 671 were denials — 7.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| ONPOINT COMMUNITY CREDIT UNION | 775 | 6.500% | $385,000 | 7.8% |
| GUILD MORTGAGE COMPANY | 586 | 6.625% | $395,000 | 1.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 583 | 6.544% | $415,000 | 6.1% |
| GUARANTEED RATE, INC. | 319 | 6.500% | $445,000 | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | 314 | 6.490% | $425,000 | 0.3% |
| Rocket Mortgage, LLC | 256 | 6.375% | $400,000 | 9.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 211 | 6.875% | $435,000 | 2.3% |
| CMG MORTGAGE, INC. | 200 | 6.625% | $445,000 | 2.2% |
| Fairway Independent Mortgage Corporation | 191 | 6.500% | $375,000 | 4.9% |
| MORTGAGE EXPRESS, LLC | 168 | 6.625% | $425,000 | 2.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 130 | 6.625% | $425,000 | 3.0% |
| Paramount Residential Mortgage Group, Inc. | 125 | 6.375% | $465,000 | 0.8% |
| JPMorgan Chase Bank, National Association | 118 | 6.125% | $465,000 | 16.2% |
| ZILLOW HOME LOANS, LLC | 110 | 6.375% | $375,000 | 1.8% |
| U.S. Bank National Association | 109 | 6.490% | $395,000 | 20.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 101 | 6.375% | $475,000 | 3.7% |
| PENNYMAC LOAN SERVICES, LLC | 98 | 6.500% | $430,000 | 11.7% |
| UNION HOME MORTGAGE CORP. | 98 | 6.500% | $400,000 | 2.0% |
| THE LOAN STORE, INC. | 85 | 6.490% | $415,000 | 5.3% |
| NEWREZ LLC | 83 | 6.500% | $345,000 | 5.6% |
| Sierra Pacific Mortgage Company, Inc. | 83 | 6.500% | $375,000 | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 81 | 6.625% | $435,000 | 1.1% |
| Umpqua Bank | 76 | 6.313% | $315,000 | 11.2% |
| Wells Fargo Bank, National Association | 73 | 6.125% | $385,000 | 13.1% |
| SUMMIT MORTGAGE CORPORATION | 73 | 6.624% | $395,000 | 2.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 72 | 6.625% | $390,000 | 5.8% |
| Bank of America, National Association | 71 | 6.240% | $405,000 | 19.1% |
| BETTER MORTGAGE CORPORATION | 70 | 6.625% | $425,000 | 21.3% |
| KIND LENDING, LLC | 70 | 6.625% | $465,000 | 15.5% |
| MOVEMENT MORTGAGE, LLC | 67 | 6.750% | $415,000 | 1.3% |
| SCENIC OAKS FUNDING, LLC | 67 | 6.490% | $405,000 | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | 63 | 3.990% | $395,000 | 7.4% |
| DIRECTORS MORTGAGE, INC. | 62 | 6.625% | $395,000 | 5.9% |
| Rivermark Community | 58 | 6.438% | $440,000 | 8.8% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 52 | 10.250% | $390,000 | 0.0% |
| LENNAR MORTGAGE, LLC | 51 | 4.990% | $425,000 | 10.3% |
| GO MORTGAGE, LLC | 51 | 6.625% | $445,000 | 1.8% |
| Broker Solutions, Inc. | 50 | 6.875% | $415,000 | 2.0% |
| BAY EQUITY LLC | 50 | 6.625% | $385,000 | 0.0% |
| Mortgage Research Center, LLC | 47 | 6.250% | $445,000 | 11.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 44 | 6.563% | $445,000 | 0.0% |
| Loandepot.Com, LLC | 43 | 6.125% | $445,000 | 17.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 43 | 6.490% | $375,000 | 8.0% |
| A&D Mortgage LLC | 39 | 6.625% | $455,000 | 9.3% |
| PLAZA HOME MORTGAGE, INC. | 37 | 6.625% | $475,000 | 22.9% |
| ALAMEDA MORTGAGE CORPORATION | 37 | 6.625% | $425,000 | 0.0% |
| Kiavi Funding, Inc. | 34 | 10.490% | $380,000 | 15.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 33 | 6.625% | $365,000 | 7.1% |
| KeyBank National Association | 33 | 6.250% | $460,000 | 8.3% |
| Yakima Federal Savings and Loan Association | 33 | 6.500% | $545,000 | 2.8% |
| Navy Federal Credit Union | 32 | 6.250% | $455,000 | 18.0% |
| Banner Bank | 32 | 6.375% | $340,000 | 20.0% |
| Unitus Community Credit Union | 30 | 6.495% | $375,000 | 13.5% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 30 | 6.625% | $390,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 30 | 6.625% | $380,000 | 0.0% |
| Synergy One Lending, Inc. | 26 | 6.495% | $395,000 | 3.7% |
| Consolidated Federal Credit Union | 26 | 7.490% | $255,000 | 10.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 25 | 6.625% | $315,000 | 7.4% |
| TRIAD FINANCIAL SERVICES, INC. | 24 | 8.645% | $115,000 | 39.0% |
| USAA Federal Savings Bank | 23 | 6.625% | $415,000 | 37.8% |
| Washington Trust Bank | 23 | 6.250% | $285,000 | 23.3% |
| SAMMAMISH MORTGAGE COMPANY | 23 | 6.500% | $515,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 22 | 6.000% | $590,000 | 4.4% |
| 212 Loans of Oregon, LLC | 22 | 10.995% | $390,000 | 0.0% |
| BMO Bank National Association | 21 | 6.625% | $715,000 | 19.2% |
| HomeStreet Bank | 21 | 6.500% | $315,000 | 4.6% |
| CORNERSTONE CAPITAL BANK, SSB | 21 | 6.625% | $405,000 | 4.6% |
| ALLIANT CREDIT UNION | 20 | 7.750% | $225,000 | 16.0% |
| RESIDENTIAL MORTGAGE, LLC | 20 | 6.433% | $395,000 | 4.8% |
| Charles Schwab Bank, SSB | 20 | 5.563% | $720,000 | 0.0% |
| Tomo Mortgage, LLC | 18 | 6.375% | $435,000 | 5.0% |
| Cornerstone First Mortgage, Inc | 18 | 6.813% | $470,000 | 0.0% |
| NBKC BANK | 18 | 6.375% | $520,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 18 | 6.688% | $440,000 | 10.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $425,000 | 15.0% |
| ENVOY MORTGAGE, LTD | 17 | 6.750% | $475,000 | 0.0% |
| PRIORITY HOME LENDING, LLC | 17 | 6.490% | $375,000 | 0.0% |
| 254900RNV63A0TIZNK90 | 17 | 6.125% | $395,000 | 0.0% |
| STG MORTGAGE INC | 16 | 6.750% | $465,000 | 5.3% |
| OREGON COMMUNITY | 16 | 6.500% | $425,000 | 0.0% |
| Sunflower Bank, National Association | 15 | 6.875% | $585,000 | 11.8% |
| SELECT LENDING SERVICES LLC | 15 | 7.000% | $385,000 | 0.0% |
| Plains Commerce Bank | 14 | 6.438% | $415,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.500% | $365,000 | 0.0% |
| Boeing Employees Credit Union | 13 | 6.500% | $415,000 | 17.7% |
| LENDSURE MORTGAGE CORP. | 13 | 7.625% | $625,000 | 7.1% |
| The Huntington National Bank | 13 | 7.250% | $775,000 | 7.1% |
| RESICENTRAL, LLC | 13 | 6.125% | $445,000 | 0.0% |
| OCMBC, INC. | 12 | 7.312% | $485,000 | 0.0% |
| Flagstar Bank, N.A. | 12 | 6.750% | $405,000 | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.375% | $370,000 | 0.0% |
| JMAC LENDING, INC. | 12 | 6.375% | $385,000 | 0.0% |
| NEXERA HOLDING LLC | 11 | 7.250% | $385,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 11 | 6.500% | $435,000 | 8.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.620% | $565,000 | 7.1% |
| CHAMPIONS FUNDING, LLC | 11 | 8.750% | $325,000 | 8.3% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.250% | $455,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 10.710% | $85,000 | 82.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.750% | $400,000 | 0.0% |
| Ameris Bank | 10 | 6.558% | $490,000 | 0.0% |
| MORIA DEVELOPMENT, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| COLUMBIA COMMUNITY CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 23.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SELCO COMMUNITY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| UBS Bank USA | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Citibank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Oregon State Credit Union | 5 | Under 10 loans | Under 10 loans | 11.1% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Taylor Morrison Home Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 1st Security Bank of Washington | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENWAY HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LPMC, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC N W FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 25.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GEORGIA'S OWN | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MARION AND POLK SCHOOLS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Willamette Valley Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GESA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Peak Residential Lending Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 50.0% |
| WASHINGTON FEDERAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OREGONIANS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Embold Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VAN DYK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 155 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.