Mortgage Lender Index

Monson Savings Bank

Monson Savings Bank received 275 applications in 2025 and made 216 mortgages, in 27 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $315,000. Of 236 decisions, 14 were denials — 5.9%.

Legal Entity Identifier5493007H0KZ81N1H6352
Applications received275
Mortgages made216
Denied14
Approved, not taken up6
Withdrawn or incomplete39
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Monson Savings Bank, 6 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase153 Not published$355,000 4.3%
Refinancing14 Not published$275,000 22.2%
Cash-out refinancing25 Not published$285,000 3.7%
Other purposes24 Not published$35,000 7.1%

Where Monson Savings Bank lends most

The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hampden County, MA 140Not published7.0%
Hampshire County, MA 20Not published4.8%
Worcester County, MA 15Not published6.3%
Capitol Planning Region, CT 13Not published7.1%
Berkshire County, MA 5Under 10 loans0.0%
Franklin County, MA 3Under 10 loans0.0%
York County, ME 2Under 10 loans0.0%
Barnstable County, MA 2Under 10 loans0.0%
Windsor County, VT 2Under 10 loans0.0%
Lower Connecticut River Valley Planning Region, CT 1Under 10 loans0.0%
Northwest Hills Planning Region, CT 1Under 10 loans0.0%
South Central Connecticut Planning Region, CT 1Under 10 loans0.0%
Southeastern Connecticut Planning Region, CT 1Under 10 loans0.0%
Collier County, FL 1Under 10 loans0.0%
Osceola County, FL 1Under 10 loans0.0%
Cheshire County, NH 1Under 10 loans0.0%
Strafford County, NH 1Under 10 loans0.0%
Fulton County, NY 1Under 10 loans0.0%
Monroe County, PA 1Under 10 loans0.0%
Dorchester County, SC 1Under 10 loans0.0%
Georgetown County, SC 1Under 10 loans0.0%
Bennington County, VT 1Under 10 loans0.0%
Essex County, VT 1Under 10 loans0.0%
Martin County, FL 0Under 10 loansNot published
Lincoln County, ME 0Under 10 loansNot published
Middlesex County, MA 0Under 10 loansNot published
Windham County, VT 0Under 10 loans0.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.