GREATER SPRINGFIELD
GREATER SPRINGFIELD received 136 applications in 2025 and made 103 mortgages, in 7 counties across 3 states. The median rate its borrowers got was 6.500% on a median loan of $105,000. Of 118 decisions, 13 were denials — 11.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300SE1WZDU07WPD35 |
|---|---|
| Applications received | 136 |
| Mortgages made | 103 |
| Denied | 13 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.282 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 6.125% | $355,000 | 10.7% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 77 | 6.500% | $65,000 | 11.2% |
Where GREATER SPRINGFIELD lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hampden County, MA | 94 | 6.500% | 11.1% |
| Hampshire County, MA | 4 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 0.0% |
| Berkshire County, MA | 0 | Under 10 loans | 100.0% |
| Worcester County, MA | 0 | Under 10 loans | Not published |
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When GREATER SPRINGFIELD’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.