GREYLOCK FEDERAL CREDIT UNION
GREYLOCK FEDERAL CREDIT UNION received 1,436 applications in 2025 and made 1,003 mortgages, in 21 counties across 6 states. The median rate its borrowers got was 6.375% on a median loan of $125,000. Of 1,207 decisions, 168 were denials — 13.9%, most often for credit history.
| Legal Entity Identifier | 549300XLRD9QLLJRCB89 |
|---|---|
| Applications received | 1,436 |
| Mortgages made | 1,003 |
| Denied | 168 |
| Approved, not taken up | 36 |
| Withdrawn or incomplete | 229 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.267 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 388 | 6.500% | $245,000 | 3.7% |
| Refinancing | 92 | 6.438% | $135,000 | 18.8% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 7.7% |
| Other purposes | 514 | 6.000% | $55,000 | 19.4% |
Where GREYLOCK FEDERAL CREDIT UNION lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berkshire County, MA | 906 | 6.375% | 12.7% |
| Columbia County, NY | 33 | 6.375% | 31.3% |
| Bennington County, VT | 21 | 6.750% | 11.5% |
| Hampshire County, MA | 12 | 6.625% | 0.0% |
| Hampden County, MA | 7 | Under 10 loans | 12.5% |
| Rensselaer County, NY | 6 | Under 10 loans | 25.0% |
| Windham County, VT | 4 | Under 10 loans | 33.3% |
| Greene County, NY | 3 | Under 10 loans | 0.0% |
| Barnstable County, MA | 2 | Under 10 loans | 0.0% |
| Franklin County, MA | 2 | Under 10 loans | 33.3% |
| Northwest Hills Planning Region, CT | 1 | Under 10 loans | 50.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 50.0% |
| Albany County, NY | 1 | Under 10 loans | 50.0% |
| Washington County, NY | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 0 | Under 10 loans | 100.0% |
| Worcester County, MA | 0 | Under 10 loans | 100.0% |
| St. Louis city, MO | 0 | Under 10 loans | 100.0% |
| Schenectady County, NY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When GREYLOCK FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.